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200202287 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />(Seal) P�bnt�! _ (Seal) <br />MELVIN K PATTER N - Borrower DOREbqP PATTERSON - Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />03- 15229085 <br />C-57R (0008) Page 4 of 4 Form 3170 1101 <br />s <br />