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20020206' <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />CL4 d - ___ -_ ___... <br />JODIL UERT _Borrower <br />AKA JUDITH L RAUERT <br />" Z (Seal) <br />RONALD RAU RT _Borrower <br />(Seal) (Seal) <br />- - <br />- Borrower -Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- -- -- - - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Initials: L <br />-6(NE) (0005) Page 14 of 15 Form 3028 1 /01 <br />