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Loan No.: 0982770 <br />200202047 <br />EXHIBIT <br />NOTICE OF NO ORAL AGREEMENTS <br />THIS WRITTEN LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE <br />PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, <br />OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. <br />THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. <br />Receipt of Notice: The undersigned hereby represents and warrants that Uwe have each received and read a copy of <br />this Notice on or before the execution of the "Loan Agreement." "Loan Agreement" means one or more promises, <br />promissory notes, agreements, undertakings, security agreements, deeds of trust or other documents, or <br />conunitments, or any combination of those actions or documents, pursuant to which a financial institution loans or <br />delays repayment of or agrees to loan or delay repayment of money, goods, or any other thing of value or to <br />otherwise extend credit or make a financial accommodation. <br />Brian E. Pielstick - Borrower <br />- Borrower <br />ti <br />Gwendolyn P. Pielstick - Borrower <br />- Borrower <br />NOTICE OF NO ORAL AGREEMENTS (MULTISTATE) Page 1 of 1 <br />