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A <br />rn <br />T <br />S A C <br />�C/) o <br />l <br />2 <br />e <br />O <br />\� T <br />31 � fT <br />m �M1 CS] <br />c: <br />r• 1 � <br />rn 3 <br />o <br />� � N <br />r <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: 200202032 Nancy Sadura V 0 <br />221 South Locust St <br />Grand Island, NS 68801 <br />[Space Above This Line For Recording Dat <br />DEED OF TRUST <br />DEFINITIONS <br />C? Vt <br />o --1 <br />C A <br />2 -1 <br />n T <br />Ri <br />Cn <br />D CJ <br />r � <br />r a <br />A <br />(n <br />to <br />O <br />N <br />O <br />O <br />N <br />O <br />N <br />O <br />W <br />N <br />CD <br />Q <br />ar <br />'3 <br />CIO <br />�F <br />2 <br />O <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated February 12th, 2002 , <br />together with all Riders to this document. <br />(B) "Borrower" is RANDALL R PANOWICZ AND TAMDiY R PANOWICZ, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />02- 01 -28- 000035 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />® <br />-6(NE) l0oo51.o1 <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - 18001521 -]291 <br />