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200201909 <br />1977428 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />_ (Seal) <br />�{� �R <br />(�_ <br />(Seal) <br />- Borrower <br />Elmer A. <br />Grismore <br />- Borrower <br />_ (Seal) <br />- Borrower Etta M. Grismore - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />-822R (0008) Page 4 of 4 Form 3111 1 /01 <br />b <br />