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200201908 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />ROBERT W WAG - Borrower <br />n-.rC.l'U�bt�l'(/1 (Seal) <br />KAY L TRAtY I - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />01- 20229081 <br />dM-8(NE) 100051 raga 16 or 15 Form 3028 1101 <br />