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RFGISICALD PI'.JMERICAI RECORDED COMPARED GENE O.K r' PREFACE TO DEED OF TRUST UNDER FARM HOMESTEAD PROTECTION ACT DISCLAIMER 200201888 Douglas C Krueger Trustee, Beverly J Krueger, Douglas C Krueger Trustee, of Douglas C. Krueger Revocable Claudia D Krueger, Kevin D Krueger, Judith K Kohl, Trust and Douglas C Krueger, Husband and Beverly J Randy T Kohl, Sharon A Treat, James W Treat Krueger, Wife and Claudia D Krueger, Wife and Kevin D Krueger, Husband and Judith K Kohl, Wife and Randy T Kohl, Husband and Sharon A Treat, Wife and James W Treat, Husba 932 St. Andrews Court, York, NE 68467 TRUSTEE: Union Bank and Trust Company 3643 South 46th Street 932 St. Andrews Court, York, NE 68467 DISCLAIMER In accordance with the provisions of the Nebraska Farm Homestead Protection Act, Grantor, prior to executing the attached Deed of Trust dated Feb 05, 2002 by and between Grantor and Union Bankand Trust Como6�rn states and acknowledges: hereby 1. That no part of the homestead of Grantor is presently or will be in the future, situated on the following described real estate (the Property), nor are there any buildings sufficient to be designated as a homestead presently located on the Property. See attached exhibit A which is made a permanent part of this document. ( 2. Grantor acknowledges that while this Deed of Trust is unsatisfied a�d aien�r_ ei{t�Properly, Vran6r shall have no right presently or in the future to make a designation of homestead on the Property, incl irl i�a th er trustee's sale under the Deed of Trust. 3. Grantor acknowledges that if, contrary to this Disclaimer, Grantor establishes a homestead on the Property during the time the Deed of Trust is unsatisfied and a lien remains on the Property, Grantor shall have no right to make a designation of homestead in the event of a trustee's sale under the Deed of Trust. 4. Grantor states that this acknowledgment is Grantor's knowing and voluntary act and deed, and constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead Protection Act and Grantor hereby disclaims any right to designate a homestead in the event of a trustee's sale under the Deed of Trust. 5. Grantor further understands and agrees that this acknowledgment and Disclaimer shall be filed as a Preface to and become a part of the Deed of Trust. cca153 (5101)