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PARTIES: This Deed of Trust is made on 02/15/2002 among, the Grantor, CHARLES R WINKLER, TRUSTEE AND CHARLES
<br />WINKLER, ( "Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. 0. Box 790, Grand Island, Hall County, Nebraska ( "Trustee'), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH 1.0CUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender ").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to I notice, in trust, with power of sale, the real properly, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rants, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property „).
<br />PROPERTYADDRESS: 2523 W 1ST, GRAND ISLAND, Nebraska 68801
<br />LEGAL. DESCRIPTION:
<br />LOT TWELVE (12), IN BLOCK TWELVE (12), IN ASH ION PLACP., AN ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY,NEBRASKA.
<br />Located in I all County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this decd of trust and the dates thereof.):
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 02/15/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />,contemplated and will be secured to the same extent as if made on the date ofthi.s deed oftrust is executed.
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed oftrust is executed.
<br />The above obligation is dire and payable on February 15, 2003 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $20,152.00, plus
<br />interest, plus arty amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />F-1 Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof,
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF FIOMESTRAD
<br />Pursuant to the Farm Homestead Protection Act, designation o' homestead i[It ached to this deed of trust and made a part hereof has
<br />E] been disclaimed; lire disclaimer is attached to this deed oftrust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and indn) i liters descr bed above r ky orrower. A) /
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<br />�CR 2 SRWINKLF.R,TRIISIIfN; C ESR WINKLER
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 02/15/2002
<br />By CHARLES R WINKLER, TRUS'I'L'L and CHARLES R WINKLER,
<br />My commission expires: 1l I awS 1 - /5 /7
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<br />\ .A, AA1 (Notary Public)
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<br />DEED OF TRUST
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<br />PARTIES: This Deed of Trust is made on 02/15/2002 among, the Grantor, CHARLES R WINKLER, TRUSTEE AND CHARLES
<br />WINKLER, ( "Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. 0. Box 790, Grand Island, Hall County, Nebraska ( "Trustee'), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH 1.0CUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender ").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to I notice, in trust, with power of sale, the real properly, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rants, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property „).
<br />PROPERTYADDRESS: 2523 W 1ST, GRAND ISLAND, Nebraska 68801
<br />LEGAL. DESCRIPTION:
<br />LOT TWELVE (12), IN BLOCK TWELVE (12), IN ASH ION PLACP., AN ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY,NEBRASKA.
<br />Located in I all County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this decd of trust and the dates thereof.):
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 02/15/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />,contemplated and will be secured to the same extent as if made on the date ofthi.s deed oftrust is executed.
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed oftrust is executed.
<br />The above obligation is dire and payable on February 15, 2003 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $20,152.00, plus
<br />interest, plus arty amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />F-1 Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof,
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF FIOMESTRAD
<br />Pursuant to the Farm Homestead Protection Act, designation o' homestead i[It ached to this deed of trust and made a part hereof has
<br />E] been disclaimed; lire disclaimer is attached to this deed oftrust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and indn) i liters descr bed above r ky orrower. A) /
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<br />�CR 2 SRWINKLF.R,TRIISIIfN; C ESR WINKLER
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 02/15/2002
<br />By CHARLES R WINKLER, TRUS'I'L'L and CHARLES R WINKLER,
<br />My commission expires: 1l I awS 1 - /5 /7
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<br />\ .A, AA1 (Notary Public)
<br />7MpARABER
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