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<br />—State Stale of Nebraska —. _ Space Above This Line For Rpcnrdine Data
<br />REAL ESTATE DEED OF TRUST
<br />!" (With Future Advance Clause) )
<br />0 Construction Security Agreement
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is02/07/2002
<br />and the parties, their addresses and in identification numbers, if required, are as follows. r>
<br />TRLISTOR:JtrDY A RITTER A SINGLE PERSON
<br />4019 LADE3CHOP LANE
<br />GRAND ISLAND, HE 68803
<br />If checked, refer to the attached Addendum incorporated herein, for additional Trusters, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />Arend R. BaacIT, Attorney
<br />P. O. Be. 790
<br />Grand Island, HE 68802
<br />BENEFICIARY:
<br />Home Federal Savings and Loan Association of Grand Island
<br />221 South Locust Street
<br />Grand Island, HE 68801
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Truster irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOT NINE (9) , R AND B SUBDIVISION, GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />AND
<br />LOT FOUR (4), BLOCK TEN (10) GILBERT'S ADDITION TO THE CITY OF GRAND ISLAND,
<br />HALI. COUNTY, NEBRASKA
<br />The property is located in _ - _ _ - Hall at 4019 LAMBCHOP LANE
<br />AND (C-arry)HALL AT 1017 WEST 11TH STREET
<br />GRAND ISLAND , Nebraska 68803
<br />(Addee55) - - (City)GRAND ISLAND NEBRASKA (alp cone) 68801
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "property").
<br />3. MAXIMUM OBLIGA'T'ION LIMIT. The total principal amount secured by this Security Instrument at any one time
<br />shall notexceed $36,000.00 _ ___ _ . This limitation of amount does not include interest and other
<br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />4. SECURED DEBT AND FOTURE ADVANCES. The term 'Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contrachs), guaranly(s) or other evidence of debt
<br />described below and all their extensiena, rcncwals, modifications or sobstihrtimu. (You must specifically identify
<br />the debits) secured and you should include the Mal maturity date of such debtts .j
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FerMC. FHA on VA GS0 (pege I -f4)
<br />@), sea exnha SPlemp, Inc sl ecru. MN FR, GCF- FEVI- RE,1,3/99
<br />®- D465INE11990I1 re VMP MGPTGAGEFCRMS - 10001521 -7291
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