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DEED OF TRUST DEFINITIONS a Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 25 , 2002, together with all Riders to this document. (B) "Borrower" is EDWARD D HOLEMAN AND JOYCE E HOLEMAN, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender" is REGENT FINANCIAL GROUP INC Lender is a CORPORATION organized and existing under the laws of NEBRASKA Lender's address is 1910 S 72ND STREET ST 103, OMAHA, NEBRASKA 68124 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is (E) "Note" means the promissory note signed by Borrower and dated JANUARY 25 12002 The Note states that Borrower owes Lender EIGHTY SEVEN THOUSAND ONE HUNDRED FIFTY AND 00 /100 Dollars (U.S. $ 8 7, 15 0 . 0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2022 (I) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable] : ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® 1 -4 Family Rider ❑ Biweekly Payment Rider NEBR KA-- Single Family -- Fannie Mae /Freddie Mac UNIFORM, INSTRUMENT For � 028 1/01 Pa " 1 of 1 - LTS TITLE F-'7VICES 12100 W. CENT, SUITE 902 0MAI-; ;, i�c 68144 NE3028t.DOT PH: 330 -2615 -FAX: 330 -5306 !/ ❑ Second Home Rider ❑ Other(s) [specify] DocAlagiC gViw � 800-649-1362 www.docmagic.com N` G 11111111111111111IIII 1111111111111111111111111111111 n = A z m r n5a y` C_ c� � o rn After RWordmg Re rn To: x `� �' n r,� REGEl F ANCIAL GROUP I C 1910 S ND STREET ST 1 3 r .� U3 o �. OMAHA , RAS KA 6 812 4 - F—, < , - ; �' Loan umbe • 6117 0 7 6 < -; w ry o O = cn fv D W CD N N ca " +a [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS a Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 25 , 2002, together with all Riders to this document. (B) "Borrower" is EDWARD D HOLEMAN AND JOYCE E HOLEMAN, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender" is REGENT FINANCIAL GROUP INC Lender is a CORPORATION organized and existing under the laws of NEBRASKA Lender's address is 1910 S 72ND STREET ST 103, OMAHA, NEBRASKA 68124 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is (E) "Note" means the promissory note signed by Borrower and dated JANUARY 25 12002 The Note states that Borrower owes Lender EIGHTY SEVEN THOUSAND ONE HUNDRED FIFTY AND 00 /100 Dollars (U.S. $ 8 7, 15 0 . 0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2022 (I) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable] : ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® 1 -4 Family Rider ❑ Biweekly Payment Rider NEBR KA-- Single Family -- Fannie Mae /Freddie Mac UNIFORM, INSTRUMENT For � 028 1/01 Pa " 1 of 1 - LTS TITLE F-'7VICES 12100 W. CENT, SUITE 902 0MAI-; ;, i�c 68144 NE3028t.DOT PH: 330 -2615 -FAX: 330 -5306 !/ ❑ Second Home Rider ❑ Other(s) [specify] DocAlagiC gViw � 800-649-1362 www.docmagic.com N` G 11111111111111111IIII 1111111111111111111111111111111