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<br />WHEN RECORDED MAIL TO:
<br />USAA FEDERAL SAVINGS BANK
<br />A FEDERALLY CHARTERED SAVINGS ASSOCIATION
<br />10750 McDERMOTT FREEWAY
<br />HOME EQUITY LOAN SERVICING
<br />SAN ANTONIO. TX 78288-0558 FOR RECORDER'S USE ONLY
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated January 29, 2002, among Michael T. Swanson, whose address is 578
<br />Stagecoach Road, Grand Island, NE 68801 and Kathy M. Swanson, whose address is 578 Stagecoach Road,
<br />Grand Island, NE 68801; Husband and Wife ( "Trustor "); USAA FEDERAL SAVINGS BANK , whose address
<br />is A FEDERALLY CHARTERED SAVINGS ASSOCIATION, 10750 MCDERMOTT FREEWAY, HOME EQUITY
<br />LOAN SERVICING, SAN ANTONIO, TX 78288 -0558 (referred to below sometimes as "Lender" and
<br />sometimes as "Beneficiary"); and Michael J. Broker, whose address is 10750 McDermott Freeway, San
<br />Antonio, TX 78288 (referred to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property including
<br />without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property') located In Hall County, State of
<br />Nebraska:
<br />See Exhibit "A ", which is attached to this Deed of Trust and made a part of this Deed of Trust as if fully
<br />set forth herein.
<br />The Real Property or its address is commonly known as 578 Stagecoach Road, Grand Island, NE 68801.
<br />The Real Property tax identification number is 400092883
<br />REVOLVING LINE OF CREDIT. Specifically, in addition to the amounts specified In the Indebtedness definition, and without limitation,
<br />this Deed of Trust secures a revolving line of credit, which obligates Lender to make advances to Trustor so long as Trustor complies
<br />with all the terms of the Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation
<br />that the total outstanding balance owing at any one time, not including finance charges on such balance at a fixed or variable rate or sum
<br />as provided in the Credit Agreement, any temporary overages, other charges, and any amounts expended or advanced as provided in
<br />either the Indebtedness paragraph or this paragraph, shall not exceed the Credit Limit as provided in the Credit Agreement. It is the
<br />intention of Trustor and Lender that this Deed of Trust secures the balance outstanding under the Credit Agreement from time to time
<br />from zero up to the Credit Limit as provided in this Deed of Trust and any Intermediate balance.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present
<br />and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security
<br />interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF EACH OF TRUSTOR'S
<br />AGREEMENTS AND OBLIGATIONS UNDER THE CREDIT AGREEMENT, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br />GEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this
<br />Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Credit Agreement, this
<br />Deed of Trust, and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of theProperty shall be governed by
<br />the following provisions:
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2)
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