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<br />DEFINITIONS
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />200201689
<br />i
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ..... JF,11,QC?ARY, 25,,, 2,0,02 .................. ..... .......r together
<br />with all Riders to this document.
<br />(B) "Borrower" is Il[13BANU. _ �FE.__.. ._..............................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the tmstor under this Security Instrument.
<br />(C) "Lender" is PINPR>,CLE. Ew ............................................................................. ............................... .
<br />Lender is a CbRFC7RF1' I' ICfI ...................................................... ............................... organized and existing under
<br />the laws. of THE..S.'�..?E.AF. �.. �. �.> n .? ............................. Lender's address is
<br />BOX 29769,,..L. =. LN,..M... 68529.: 0769 ............................................................ ............................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is . FIRSP. FEDERAL, LINCOLN. B.AN[C,., 1235 „.N SIR.MT,;, LIN07LN, NE..68501....... _ ................ .
<br />(F,) "Note” means the pro ads sory note signed by Borro wer and date d.
<br />7I1N[.7AF?Y. 25,.. 2002 . The
<br />. ...............................
<br />Note slates that Borrower awes LenderII.rJ.r. Y. EIC{ -PP TTiCTJSAND AND
<br />.... .. ........ .............. ....... Dollars (U.S. $ 228, 000;,00,,,,,,,,,,,,,,,,) plus interest. Borrower has promised to
<br />.................
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBAUARY,.1, „2017,,,,,,,,,,,,,,,,,,,,,,,,
<br />......................................................................................................................... ............................... .
<br />(F) "Property " means the property that is described below under the heading "Transfer of Rights in the Property.”
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all Sums due under this Security Instrument, plus interest.
<br />(ID "Riders" means all Riders to this Security Instrument that am executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider 0 Condominium Rider ❑ Second Rome Rider
<br />0 Balloon Rider i$ Planned Unit Development Rider ❑ Other(.) [specify] .......................
<br />❑ 1-4 Family Rider 0 Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(.p "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, nr similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initialed by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(1M "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage to, or destruction of, the
<br />Property; (]i) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify a; a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) 'Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note andler this Security Instrument.
<br />Form 3029 1/01
<br />NEBRASKA F 'Fr _Singl11 voc y�annie Mee,Fratltlia Mac UNIFORM INSTRUMENT 1111111111111 IN 111111111111111111
<br />Bankers 5vstemi. Inc. St ClouE. MN Form M09 �NE 011 ]I3000
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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />200201689
<br />i
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ..... JF,11,QC?ARY, 25,,, 2,0,02 .................. ..... .......r together
<br />with all Riders to this document.
<br />(B) "Borrower" is Il[13BANU. _ �FE.__.. ._..............................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the tmstor under this Security Instrument.
<br />(C) "Lender" is PINPR>,CLE. Ew ............................................................................. ............................... .
<br />Lender is a CbRFC7RF1' I' ICfI ...................................................... ............................... organized and existing under
<br />the laws. of THE..S.'�..?E.AF. �.. �. �.> n .? ............................. Lender's address is
<br />BOX 29769,,..L. =. LN,..M... 68529.: 0769 ............................................................ ............................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is . FIRSP. FEDERAL, LINCOLN. B.AN[C,., 1235 „.N SIR.MT,;, LIN07LN, NE..68501....... _ ................ .
<br />(F,) "Note” means the pro ads sory note signed by Borro wer and date d.
<br />7I1N[.7AF?Y. 25,.. 2002 . The
<br />. ...............................
<br />Note slates that Borrower awes LenderII.rJ.r. Y. EIC{ -PP TTiCTJSAND AND
<br />.... .. ........ .............. ....... Dollars (U.S. $ 228, 000;,00,,,,,,,,,,,,,,,,) plus interest. Borrower has promised to
<br />.................
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBAUARY,.1, „2017,,,,,,,,,,,,,,,,,,,,,,,,
<br />......................................................................................................................... ............................... .
<br />(F) "Property " means the property that is described below under the heading "Transfer of Rights in the Property.”
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all Sums due under this Security Instrument, plus interest.
<br />(ID "Riders" means all Riders to this Security Instrument that am executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider 0 Condominium Rider ❑ Second Rome Rider
<br />0 Balloon Rider i$ Planned Unit Development Rider ❑ Other(.) [specify] .......................
<br />❑ 1-4 Family Rider 0 Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(.p "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, nr similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initialed by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(1M "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage to, or destruction of, the
<br />Property; (]i) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify a; a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) 'Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note andler this Security Instrument.
<br />Form 3029 1/01
<br />NEBRASKA F 'Fr _Singl11 voc y�annie Mee,Fratltlia Mac UNIFORM INSTRUMENT 1111111111111 IN 111111111111111111
<br />Bankers 5vstemi. Inc. St ClouE. MN Form M09 �NE 011 ]I3000
<br />rat vmBk ry "ge t f w"geg J 6 z A a
<br />h gnz 1 1¢' /_
<br />
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