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FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC.
<br />a corporation which is organized and existing under the laws of
<br />CALIFORNIA , and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902
<br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum
<br />of ONE HUNDRED TEN THOUSAND SIX HUNDRED FOURTEEN AND 00 /100
<br />Dollars (U.S. $ 110, 614.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note'), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />FEBRUARY 1, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in HALL County, Nebraska:
<br />LOT 28, R AND B SUBDIVISION, HALL COUNTY, NEBRASKA•
<br />which has the address of 4051 ZOLA LANE, GRAND ISLAND
<br />Nebraska 68803 [zip Code] ('Property Address");
<br />[Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is
<br />referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />FHA Nebraska Deed of Trust - 2/91
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<br />1902 ORANGE TREE LANE #140
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<br />REDLANDS, 92374
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<br />[Space Above This Line For Recording Data]
<br />2002 U 16 0 2
<br />NCNELIS
<br />DEED OF TRUST
<br />LOAN NUMBER: 05109035
<br />- 70
<br />V
<br />CAE NUMBER:
<br />321 - 2155457
<br />THIS DEED OF TRUST ( "Security Instrument ") is made JANUARY 23, 2002
<br />The trustor is
<br />SEAN MCNELIS AND MIKKI MCNELIS, HUSBAND AND WIFE
<br />('Borrower
<br />"). The trustee
<br />is
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC.
<br />a corporation which is organized and existing under the laws of
<br />CALIFORNIA , and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902
<br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum
<br />of ONE HUNDRED TEN THOUSAND SIX HUNDRED FOURTEEN AND 00 /100
<br />Dollars (U.S. $ 110, 614.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note'), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />FEBRUARY 1, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in HALL County, Nebraska:
<br />LOT 28, R AND B SUBDIVISION, HALL COUNTY, NEBRASKA•
<br />which has the address of 4051 ZOLA LANE, GRAND ISLAND
<br />Nebraska 68803 [zip Code] ('Property Address");
<br />[Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is
<br />referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />FHA Nebraska Deed of Trust - 2/91
<br />Page l of 6
<br />oocuznet
<br />e,,U2=1.v X 12/21/2000
<br />L016 3n9ole
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