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DEED OF TRUST
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<br />THIS DEED OF TRUST is made this Sth day of February . 2002 among the Trustor,
<br />EDWARD I JOHNSON MARY S JOHNSON (JOINT AS HUSBAND AND WIFE)
<br />(herein "Borrower "),
<br />Michael F. KSvett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) ,
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address Is 3415 WEST STATE STREET GRAND ISLAND BE 68803 (herein
<br />"Lender').
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />convoys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALT, . State of Nebraska:
<br />THE SOUTHERLY 2.50 FEET OF LOT THIRTEEN (13) AND ALL OF LOT FIFTEEN
<br />(15), BLOCK TEN (10), UNIVERSITY PLACE, AN ADDITION TO THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, STATE OF NEBRASKA.
<br />AND
<br />THE NORTH HALF OF THE EAST 132 FEET OF VACATED PROSPECT STREET BETWEEN
<br />BLOCKS TEN (10) AND FIFTEEN (15) MORE PARTICULARLY DESCRIBED AS FOLLOWS:
<br />COMMENCING AT THE SOUTHWEST CORNER OF LOT FIFTEEN (15), BLOCK TEN (10),
<br />UNIVERSITY PLACE AN ADDITION TO THE CITY OF GRAND ISLAND, THENCE
<br />EASTERLY ALONG AND UPON THE SOUTHERLY BOUNDARY LINE OF LOT FIFTEEN (15),
<br />BLOCK TEN (10), UNIVERSITY PLACE, A DISTANCE OF 132 FEET, THENCE
<br />SOUTHERLY 35 FEET THENCE WESTERLY PARALLEL TO THE SOUTHERLY BOUNDARY
<br />LINE OF LOT FIFTEEN (15), BLOCK TEN (10), UNIVERSITY PLACE A DISTANCE OF
<br />132 FEET THENCE NORTHERLY 35 FEET TO THE POINT OF BEGINNING IN HALL COUNTY
<br />STATE OF NEBRASKA.
<br />which has the address of 2204 N HOWARD AVE GRAND ISLAND
<br />Nebraska 58503 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all casements, rights,
<br />appurtenances and rents (subject however In the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are Imereinafter
<br />referred to as the 'Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 02/08/2002
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 94, 331.81 , with interest thereon,
<br />providing for monthly installments Of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 02/13 /2014 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unenemnbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims mid demands, subject to
<br />encumbrances of record.
<br />Nebmska 268764 1198 Criginal(Recorded) Copy(eranch) Copy(Cuetmm r) Page l In
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<br />After recording remm to:
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<br />CITIFINANCIAL, INC. (MD)
<br />3415 WEST STATE STREET
<br />GRAND ISLAND NE 68803
<br />DEED OF TRUST
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<br />THIS DEED OF TRUST is made this Sth day of February . 2002 among the Trustor,
<br />EDWARD I JOHNSON MARY S JOHNSON (JOINT AS HUSBAND AND WIFE)
<br />(herein "Borrower "),
<br />Michael F. KSvett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) ,
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address Is 3415 WEST STATE STREET GRAND ISLAND BE 68803 (herein
<br />"Lender').
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />convoys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALT, . State of Nebraska:
<br />THE SOUTHERLY 2.50 FEET OF LOT THIRTEEN (13) AND ALL OF LOT FIFTEEN
<br />(15), BLOCK TEN (10), UNIVERSITY PLACE, AN ADDITION TO THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, STATE OF NEBRASKA.
<br />AND
<br />THE NORTH HALF OF THE EAST 132 FEET OF VACATED PROSPECT STREET BETWEEN
<br />BLOCKS TEN (10) AND FIFTEEN (15) MORE PARTICULARLY DESCRIBED AS FOLLOWS:
<br />COMMENCING AT THE SOUTHWEST CORNER OF LOT FIFTEEN (15), BLOCK TEN (10),
<br />UNIVERSITY PLACE AN ADDITION TO THE CITY OF GRAND ISLAND, THENCE
<br />EASTERLY ALONG AND UPON THE SOUTHERLY BOUNDARY LINE OF LOT FIFTEEN (15),
<br />BLOCK TEN (10), UNIVERSITY PLACE, A DISTANCE OF 132 FEET, THENCE
<br />SOUTHERLY 35 FEET THENCE WESTERLY PARALLEL TO THE SOUTHERLY BOUNDARY
<br />LINE OF LOT FIFTEEN (15), BLOCK TEN (10), UNIVERSITY PLACE A DISTANCE OF
<br />132 FEET THENCE NORTHERLY 35 FEET TO THE POINT OF BEGINNING IN HALL COUNTY
<br />STATE OF NEBRASKA.
<br />which has the address of 2204 N HOWARD AVE GRAND ISLAND
<br />Nebraska 58503 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all casements, rights,
<br />appurtenances and rents (subject however In the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are Imereinafter
<br />referred to as the 'Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 02/08/2002
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 94, 331.81 , with interest thereon,
<br />providing for monthly installments Of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 02/13 /2014 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unenemnbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims mid demands, subject to
<br />encumbrances of record.
<br />Nebmska 268764 1198 Criginal(Recorded) Copy(eranch) Copy(Cuetmm r) Page l In
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