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DEED OF TRUST PARTIES: This Deed of Trust is made on 02/01/2002 among, the Grantor, WILLIAM E COOPER AND KAREN R COOPER, HUSBAND AND WIFE' ( "Borrower "), AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and lheQ Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of Nf:HRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). O CONVEYANCE: For value received, Borrower irrevocably grants and conveys m Trustce, in trust, with power of sale, the real property, of which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- way, easements, rents, issues, profits, income, tenements, hereditament%, privileges and any appurtenances thereunto belonging (all called the `propcny'). PROPERTY ADDRESS: 4222 LARIAT COURT, GRAND ISLAND, Nebraska 68803 LEGAL DESCRIPTION: WESTERN HEIGHTS SECOND SUBDIVISION 1,0'1" 1 E (10) I N I HE: CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA Located in Hall County, Nebraska. TITLE: Borrower convenanls and warrants title to the property, except for SECURED DEBT: This deed oftrust secures to Lender repayment of the secured debt and the performance of the convenums and agreements contained in this deed oftrust and in any other document incorporated herein. Secured debt, as used in this deed oftrust, includes any amounts Borrower owes to Lender under this decd of Irusl or under any instrument secured by this deed of trust, and all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): 0 APROMISSORY NOT[: AND SECURITY AGREEMENT DATED 02 /01/2002 Future advances: The above amount is secured even though all or part of it may not yet be advanced- Future advances are contemplated and will be secured to the same extent as if made on the date ofthis decd of trust is executed. ❑ Revolving line of credit agreement dated . with initial annual interest rule of % All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under the agreement are contemplated and will be secured to the same extent as if made on the dale this deed oftrust is executed. The above obligation is due and payable on February 15, 2D07 if not paid earlier. The natal unpaid balance secured by this deed of trust at any one time shall not exceed a maxinmm principal amount of $16,07 L88, plus interest, plus any amounts disbursed under the terms of this deed oftrust to protect the security of this decd oftrust or to perform any of the covenants curtained in this deed of host, will, interest on such disbursemetus- f-I Variable Rate: The interest rate on the obligation secured by this deed oftrust may vary according to the terms ofthat obligation. A copy ofine loan agreement containing the terms order which the interest rate may vary is attached to this deed oftrust and made a pmt hereof RIDERS: ASSIGN MEN'I' OP ILBN'I S DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead Clinched to this deed of trust and made a part hereof has E] been disclaimed; the disclaimer is attached to this deed oftrust and made a part hereof. SIGNATURES: By signing below, Borrower agree to the terms and cnnven o is contained in this deed of bust, including those on page 2, and in any riders [described above signed by Borrower. C-Z, iiL!dn— Ct hn. L(N✓,M�y WILLIAM F COOPER KAREN R COOPER ACKNOWLEDGMENT: STATE OF NEBRASKA, I IALL COUN'I'YSS The foregoing instrument was acknowledged before me on 02/01/2002 BY WILLIAM E COOPER and KAREN R COOPER, HUSEIAND AND WIFE I ^ My commission expires: ENE N�SA �raska (/ Mufmy Public) �I 0, 2009My Co o W O O 2 no T% 0 Ca Ca o xr � 1 DEED OF TRUST PARTIES: This Deed of Trust is made on 02/01/2002 among, the Grantor, WILLIAM E COOPER AND KAREN R COOPER, HUSBAND AND WIFE' ( "Borrower "), AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and lheQ Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of Nf:HRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). O CONVEYANCE: For value received, Borrower irrevocably grants and conveys m Trustce, in trust, with power of sale, the real property, of which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- way, easements, rents, issues, profits, income, tenements, hereditament%, privileges and any appurtenances thereunto belonging (all called the `propcny'). PROPERTY ADDRESS: 4222 LARIAT COURT, GRAND ISLAND, Nebraska 68803 LEGAL DESCRIPTION: WESTERN HEIGHTS SECOND SUBDIVISION 1,0'1" 1 E (10) I N I HE: CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA Located in Hall County, Nebraska. TITLE: Borrower convenanls and warrants title to the property, except for SECURED DEBT: This deed oftrust secures to Lender repayment of the secured debt and the performance of the convenums and agreements contained in this deed oftrust and in any other document incorporated herein. Secured debt, as used in this deed oftrust, includes any amounts Borrower owes to Lender under this decd of Irusl or under any instrument secured by this deed of trust, and all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): 0 APROMISSORY NOT[: AND SECURITY AGREEMENT DATED 02 /01/2002 Future advances: The above amount is secured even though all or part of it may not yet be advanced- Future advances are contemplated and will be secured to the same extent as if made on the date ofthis decd of trust is executed. ❑ Revolving line of credit agreement dated . with initial annual interest rule of % All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under the agreement are contemplated and will be secured to the same extent as if made on the dale this deed oftrust is executed. The above obligation is due and payable on February 15, 2D07 if not paid earlier. The natal unpaid balance secured by this deed of trust at any one time shall not exceed a maxinmm principal amount of $16,07 L88, plus interest, plus any amounts disbursed under the terms of this deed oftrust to protect the security of this decd oftrust or to perform any of the covenants curtained in this deed of host, will, interest on such disbursemetus- f-I Variable Rate: The interest rate on the obligation secured by this deed oftrust may vary according to the terms ofthat obligation. A copy ofine loan agreement containing the terms order which the interest rate may vary is attached to this deed oftrust and made a pmt hereof RIDERS: ASSIGN MEN'I' OP ILBN'I S DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead Clinched to this deed of trust and made a part hereof has E] been disclaimed; the disclaimer is attached to this deed oftrust and made a part hereof. SIGNATURES: By signing below, Borrower agree to the terms and cnnven o is contained in this deed of bust, including those on page 2, and in any riders [described above signed by Borrower. C-Z, iiL!dn— Ct hn. L(N✓,M�y WILLIAM F COOPER KAREN R COOPER ACKNOWLEDGMENT: STATE OF NEBRASKA, I IALL COUN'I'YSS The foregoing instrument was acknowledged before me on 02/01/2002 BY WILLIAM E COOPER and KAREN R COOPER, HUSEIAND AND WIFE I ^ My commission expires: ENE N�SA �raska (/ Mufmy Public) �I 0, 2009My Co