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REGINALD D AULT SR and GLENDA R AULT, husband and wife jointly and each in their own right ( "Borrower "). The trustee is First Federal Lincoln Bank ( "Trustee "). The beneficiary is First Federal Lincoln Bank which is organized and existing under the laws of the United States of America and whose address is 1235 'N' St / PO Box 83009 Lincoln, NE 68501 ( "Lender "). Borrower owes Lender the principal sum of TWENTY THREE THOUSAND AND 00 /100 Dollars (U.S. $$23,000.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on February 12, 2007 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: LOT TWENTY (20) IN BLOCK ONE (1) IN SOTHMAN'S SUBDIVISION TO THE CITY OF GRAND ISLAND, NEBRASKA which has the address of 917 S LINCOLN AVE GRAND ISLAND [Miry], Nebraska 68801 NEBRASKA - Single Family- FNMA /FHLMC UNIFORM INSTRUMENT Form 3028 9/90 - 6R(NE) (9212).06 Amended 5/91 VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 6 Initials: / "r ✓ a [Zip Code] ( "Property Address "); [Street] n n M T z c n z X > N ea CD p -T, D �1 O GR co aQ �� `. -_7 co 17 N cz 2 [Space Above This Line For Recording Data] I w ±, DEED OF TRUST a 0 THIS DEED OF TRUST ( "Security Instrument ") is made on Feb 05, 2002 The trustor is REGINALD D AULT SR and GLENDA R AULT, husband and wife jointly and each in their own right ( "Borrower "). The trustee is First Federal Lincoln Bank ( "Trustee "). The beneficiary is First Federal Lincoln Bank which is organized and existing under the laws of the United States of America and whose address is 1235 'N' St / PO Box 83009 Lincoln, NE 68501 ( "Lender "). Borrower owes Lender the principal sum of TWENTY THREE THOUSAND AND 00 /100 Dollars (U.S. $$23,000.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on February 12, 2007 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: LOT TWENTY (20) IN BLOCK ONE (1) IN SOTHMAN'S SUBDIVISION TO THE CITY OF GRAND ISLAND, NEBRASKA which has the address of 917 S LINCOLN AVE GRAND ISLAND [Miry], Nebraska 68801 NEBRASKA - Single Family- FNMA /FHLMC UNIFORM INSTRUMENT Form 3028 9/90 - 6R(NE) (9212).06 Amended 5/91 VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 6 Initials: / "r ✓ a [Zip Code] ( "Property Address "); [Street]