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BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />ROGER L MCSHANNON - Borrower <br />AKA ROGER MCSHANNON <br />: & &4��WOt//(Seal) <br />SHARON KAY MC&AAON - Borrower <br />AKA SHARON KAYE MCSHANNON <br />(Seal) (Seal) <br />- Borrower - Borrower <br />_(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />- Borrower <br />01- 15229066 <br />(M-5711 (0008) Page 4 of 4 Form 3170 1101 <br />