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2002014629 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />-� (seal) <br />ROGER L MCSHANNON - Borrower <br />AKA ROGER MCSHANNON <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />01- 15229066 <br />(Ma- wood raga 14 01s Form 3828 1181 <br />c <br />C <br />(Seal) <br />SHARON KAY <br />MCSHANNON <br />Borrower <br />AKA SHARON <br />KAYE <br />MCSHANNON <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />01- 15229066 <br />(Ma- wood raga 14 01s Form 3828 1181 <br />