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200201378 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />�f <br />(Seal) al) <br />GORDON H PEDERSEN - Borrower PAMELA M P DERSEN - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[ ump.K.011Y& <br />57R(0008) Page 4 of 4 Form 3170 1101 <br />