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(herein "Borrower"), Centris Federal Credit Union (herein "Trustee "), and the <br />Beneficiary, Centris federal Credit Union a corporation organized and existing under the <br />laws of United States Federal Credit Union Act whose address is <br />343 N 114 Street. Omaha. NE 68154 <br />(herein "Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably <br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in the <br />County of HALL , State of Nebraska: <br />LOT FOURTEEN (14), WESTWOOD PARK THIRD SUBDIVISION, IN <br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 4129 NORWOOD DR <br />(Street) <br />GRAND ISLAND , Nebraska 68803 (herein "Property Address "); <br />(City) (Zip Code) <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply <br />such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; <br />and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a <br />leasehold) are hereinafter referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 01/28/2002 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 37400.00 , with interest <br />thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not <br />sooner paid, due and payable on 02/15/2012 ; the payment of all other sums, with interest thereon, advanced in <br />accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and <br />agreements of Borrower herein contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant <br />and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower <br />covenants that Borrower warrants and will defend generally the title to the Property against all claims and <br />demands, subject to encumbrances of record. <br />ENE204 revised 10/2001 (LASER) 6849LL <br />C) Cl <br />T <br />M N <br />C <br />M <br />En 7C <br />(n <br />o <br />N <br />c� (10 <br />O —� <br />Q <br />Ml <br />� <br />CA <br />`t <br />Ate\ <br />� <br />-i r^ <br />o <br />en <br />-c <br />N <br />y <br />M <br />r t <br />O <br />CT <br />o <br />a <br />c> <br />t1 <br />n <br />CD <br />N <br />N <br />.... <br />GJ <br />C!> <br />"' <br />DEED OF TRUST <br />o <br />"f <br />N r. <br />4� <br />THIS DEED <br />OF TRUST is made on <br />01/28/2002 <br />, among the <br />Trustor,N <br />PAUL L KULP KAREN M KULP <br />HUSBAND AND <br />WIFE <br />(herein "Borrower"), Centris Federal Credit Union (herein "Trustee "), and the <br />Beneficiary, Centris federal Credit Union a corporation organized and existing under the <br />laws of United States Federal Credit Union Act whose address is <br />343 N 114 Street. Omaha. NE 68154 <br />(herein "Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably <br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in the <br />County of HALL , State of Nebraska: <br />LOT FOURTEEN (14), WESTWOOD PARK THIRD SUBDIVISION, IN <br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 4129 NORWOOD DR <br />(Street) <br />GRAND ISLAND , Nebraska 68803 (herein "Property Address "); <br />(City) (Zip Code) <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply <br />such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; <br />and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a <br />leasehold) are hereinafter referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 01/28/2002 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 37400.00 , with interest <br />thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not <br />sooner paid, due and payable on 02/15/2012 ; the payment of all other sums, with interest thereon, advanced in <br />accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and <br />agreements of Borrower herein contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant <br />and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower <br />covenants that Borrower warrants and will defend generally the title to the Property against all claims and <br />demands, subject to encumbrances of record. <br />ENE204 revised 10/2001 (LASER) 6849LL <br />