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200201313 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Curtis "'t4Borrower <br />Borrower <br />Borrower <br />Borrower <br />(Seal <br />Richelle J. cellar <br />—Borrower <br />Space Below This Line For <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this January 25, 2002 <br />by Curtis R. Cellar and Richelle J. Cellar, Husband and Wife <br />Signature of Person <br />(Title or <br />(Serial Number, if <br />q GENERA=JAROSiK <br />ska <br />EMy 3 <br />Borrower <br />NEBRASKA -- Single F amily -- Fannie Nlae/Freddie Mae UNIFORM INSTRUMENT Form 30281/01 <br />DOMNEia (Page 12 of 12 pages) <br />DOCOINEC.VT% 02/22/2000 <br />