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200201313 <br />Space Above This Line For Recording Data) <br />DEED OF TRUST <br />DEFINITIONS <br />Cellar <br />Loan Number: 02010003 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Curtis R. Cellar and Richelle <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />January 25, 2002 <br />Cellar, Husband and Wife <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 ' <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated January 25, 2002 <br />The Note states that Borrower owes Lender <br />One Hundred Seven Thousand Six Hundred And 00 /100 <br />Dollars (U.S. $ 107,600.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie vlae /Freddie Mac UNIFORM INSTRUMENT <br />oocUrvai (Page 1 of 12 pages) <br />DO MN[1.VT% 12/01/2000 <br />Form 3028 1 /01 <br />01 <br />rn <br />X <br />a <br />rn <br />N <br />= <br />N <br />N <br />O <br />o <br />G'PJ <br />T <br />> <br />C D <br />N <br />CD <br />M <br />Q. <br />o <br />y <br />o � <br />o <br />H <br />Cn <br />W <br />[U <br />CJ <br />.....D.. <br />H <br />After Recording Return To: <br />C2 <br />N <br />� <br />200201313 <br />Space Above This Line For Recording Data) <br />DEED OF TRUST <br />DEFINITIONS <br />Cellar <br />Loan Number: 02010003 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Curtis R. Cellar and Richelle <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />January 25, 2002 <br />Cellar, Husband and Wife <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 ' <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated January 25, 2002 <br />The Note states that Borrower owes Lender <br />One Hundred Seven Thousand Six Hundred And 00 /100 <br />Dollars (U.S. $ 107,600.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie vlae /Freddie Mac UNIFORM INSTRUMENT <br />oocUrvai (Page 1 of 12 pages) <br />DO MN[1.VT% 12/01/2000 <br />Form 3028 1 /01 <br />01 <br />