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<br />WHEN RECORDED MAIL TO: 200201309
<br />Five Points Bank
<br />South Branch
<br />3111 W. Stolley Pk. Rd. FOR RECORDER'S USE ONLY
<br />Grand Island NE 68801
<br />DEED OF TRUST
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<br />THIS DEED OF TRUST is dated January 31, 2002, among EDWIN G ZISKA; AN UNMARRIED PERSON o
<br />( "Trustor "); Five Points Bank, whose address is South Branch, 3111 W. Stolley Pk. Rd., Grand Island, NE c
<br />68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points Bank,
<br />whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property $tBtE Iof
<br />without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located In HALL County,
<br />Nebraska:
<br />PARCEL 1 #: LOT EIGHT (8), BLOCK EIGHT (8), IN THE ORIGINAL TOWN NOW CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA;
<br />PARCEL 2 #: LOT TWO (2), BLOCK THIRTEEN (13), SCARFF'S ADDITION TO WEST LAWN, CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />The Real Property or its address is commonly known as 610 N CUSTER, 204 -206 WEST 6TH AND 1835 N
<br />CUSTER, GRAND ISLAND, NE 68801.
<br />CROSS— COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest thereon, of
<br />Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor or any one or more of them, whether now existing
<br />or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or
<br />indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Trustor may be liable individually or jointly with
<br />others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts may be or hereafter
<br />may become barred by any statute of limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise
<br />unenforceable.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present
<br />and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security
<br />interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL
<br />UNDER TT HE NOTE THE RELATED DOACUMENTS, AND FTHIS DEED OFDTRUST. THIS DEED OF O RUST S GIVEN AND ACCEPTED ON THE
<br />FOLLOWING TERMS:
<br />PAYMENT AND Deed of Trust as they become due, and shall strictly nd provided a timely manner perform perform all of Trr�ustoor's obligations under he Note, this Deed ofTrustt,
<br />and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of theProperty shall be governed by
<br />the following provisions:
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2)
<br />use, operate or manage the Property; and (3) collect the Rents from the Property.
<br />Duty to Maintain. Trustor shall maintain the Property in tenantable condition and promptly perform all repairs, replacements, and
<br />maintenance necessary to preserve its value.
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