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200201239 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />- Borrower <br />- Borrower <br />- Borrower <br />STATE OF NEBRASKA, <br />1 " d& (Seal) <br />KEVIN J MCPHILLIP - Borrower <br />A1L�io �4 (Seal) <br />LIE M MCPHILLIP$ Borrowcr <br />- Borrower <br />- Borrower <br />- Borrower <br />HALL County ss: <br />The foregoing instrument was acknowledeed before me this 31ST day of JANUARY <br />2002,by KEVIN J MCPHILLIPS AND JULIE M MCPHILLIPS, HUSBAND AND WIFE, <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY -State of Nebraska <br />H KATHLEEN A. SCHLACHTER <br />My Comm. Exp. May 21, 2004 <br />GRAND ISLAND, NEBRASKA <br />i <br />Notkry . Public <br />dM- 4H(NE) (9604).05 Peea a or e <br />in said <br />