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'j 200201166 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />j AU Z e U d (Seal) <br />ELI EO LEON Borrower <br />S <br />wG' /f/G" /I'I )e"w (Seal) <br />MARIA LEON Borrower <br />SNE17 Rev 12/27/00 Page 17 of 18 Initials: FORM 3028 1/01 <br />