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<br />DFFINI'lIONS
<br />tti olds used in multiple sections ofthIS document are defined below end other words are defined in Sections 3, 1 I, 13, 18,20
<br />and 21 . Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) -Security Instrument" means this document, which is dated January 19th 2002 , together with
<br />all Riders to this document.
<br />(B) "Borrower" is Craig L. White and Vounie D. White, husband and wife
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) °77ustec" i,I ruled Nebraska Bank 700 North AN Road Grand Island, NE 68803
<br />(li) "Note" means the prunussory note signed by Borrower and dated January 19th 2002 The Note
<br />states that Borrower owes Lender Seventy Six Thousand and 00 /100 _
<br />Dollars (U.S. $76,000.00 ) plus interest. Borro�ver has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2017
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property.'
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />( 1) "Riders" means Al Riders to This Scrurit� Instrument that gyre executed be Boiim\ei. The follo" uw Riders are to be
<br />executed by Borrower [check box as applicable].
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of finds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order- instruct. or authorize a financial institution to debitoi cieditan account. Such term includes, butis nothinited
<br />to, ponm -ot -sale transfers, automuted teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated cle;rringhouse nitusferS.
<br />(L) "Lscrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation m other taking of all or any part of the Property; (iii) conveyance in lieu ofcondemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" meths insurance protecting Lender against the nunpalnnent of of detuult on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due lot principal and interest under the Note. plus (ii)
<br />:In, anxnmt, under Secliun I of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act ( 12 U.S.( . §2601 etseq.) and its implementing regulation,
<br />Reeulation X (24 C -P -R- Part 1500). as theymight be amended fiom time to time, of anyadditional or successor legislation
<br />NEBRASIU— Single Family— FannieMae/ Freddie ?lac CNIFORMINSTRC MENT Form3028 Lot (pugclof8pagcs)
<br />9754 C% CI011 611300
<br />GO 10(000 1 Gce9)
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<br />DEED OF TRUST
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<br />DFFINI'lIONS
<br />tti olds used in multiple sections ofthIS document are defined below end other words are defined in Sections 3, 1 I, 13, 18,20
<br />and 21 . Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) -Security Instrument" means this document, which is dated January 19th 2002 , together with
<br />all Riders to this document.
<br />(B) "Borrower" is Craig L. White and Vounie D. White, husband and wife
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) °77ustec" i,I ruled Nebraska Bank 700 North AN Road Grand Island, NE 68803
<br />(li) "Note" means the prunussory note signed by Borrower and dated January 19th 2002 The Note
<br />states that Borrower owes Lender Seventy Six Thousand and 00 /100 _
<br />Dollars (U.S. $76,000.00 ) plus interest. Borro�ver has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2017
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property.'
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />( 1) "Riders" means Al Riders to This Scrurit� Instrument that gyre executed be Boiim\ei. The follo" uw Riders are to be
<br />executed by Borrower [check box as applicable].
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of finds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order- instruct. or authorize a financial institution to debitoi cieditan account. Such term includes, butis nothinited
<br />to, ponm -ot -sale transfers, automuted teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated cle;rringhouse nitusferS.
<br />(L) "Lscrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation m other taking of all or any part of the Property; (iii) conveyance in lieu ofcondemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" meths insurance protecting Lender against the nunpalnnent of of detuult on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due lot principal and interest under the Note. plus (ii)
<br />:In, anxnmt, under Secliun I of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act ( 12 U.S.( . §2601 etseq.) and its implementing regulation,
<br />Reeulation X (24 C -P -R- Part 1500). as theymight be amended fiom time to time, of anyadditional or successor legislation
<br />NEBRASIU— Single Family— FannieMae/ Freddie ?lac CNIFORMINSTRC MENT Form3028 Lot (pugclof8pagcs)
<br />9754 C% CI011 611300
<br />GO 10(000 1 Gce9)
<br />
|