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Y, <br />piy <br />YI <br />t3 <br />—1 <br />f8 <br />x <br />Return To: <br />FIRST FEDERAL LINCOLN BANK <br />1235 'N' STREET <br />LINCOLN, NE 68508 <br />Prepared By: <br />Lori Kubicek <br />1235 'N' STREET <br />LINCOLN, NE 68508 <br />DEFINITIONS <br />m <br />n <br />C <br />77 <br />Vt> I <br />,, <br />Ce to <br />m <br />N <br />o —4 <br />O <br />a <br />p` n <br />Z <br />N <br />co <br />m Ti I <br />--q i M m <br />O <br />ep <br />mss. <br />o <br />,? <br />T <br />o <br />y <br />Co <br />N <br />� <br />-7) <br />r a <br />O <br />r w <br />� <br />O <br />fo <br />cn <br />�� <br />CO <br />�. <br />w <br />Cn <br />cn <br />v' <br />o <br />200201086 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is datedJanuary 25th, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is RICHARD T KEARNS, a single person <br />Borrower is the truster under this Security Instrument. <br />0110173137 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />-6(NE) I00051.o1 <br />® <br />Page 1 of 15 Initials. /- <br />VMP MORTGAGE FORMS- 18001521 -7291 <br />J <br />