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DEFINITIONS
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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />200201028
<br />Words used in multiple sections of this document are defined below and other words aiedefined in Sections 3, 11. 13, 18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ___ January 25th 2002, together with
<br />all Riders to this document.
<br />(B) `Borrower" is Mario R Vargas- Ramirez, an unmarried man
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank . Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Commercial Federal Bank a Federal Savings Bank 450 Regency Parkway Omaha, NE
<br />(E) "Note" means the promissory note signed by Borrower and dated January 25th _, 2002 . The Note
<br />states that Bon over owes Lender Fifty O01/100
<br />Dollars (U.S. $55,29k(()_ —) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than __ February 1, 2032
<br />(F) "Property" means the pa opei ty that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest. any prepayment charges and late charges due under the
<br />Note. and all sums due under this Security Instrument. plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders in e to be
<br />executed byBo iovwi Icheck box as applieahlei:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Second Home Rider
<br />❑
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<br />Planned Unit Development Rider
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<br />Other(s) [specify] Mortgage
<br />❑
<br />1 -4 Family Rider
<br />❑
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<br />Addendum
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<br />DEFINITIONS
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<br />cn
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />200201028
<br />Words used in multiple sections of this document are defined below and other words aiedefined in Sections 3, 11. 13, 18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ___ January 25th 2002, together with
<br />all Riders to this document.
<br />(B) `Borrower" is Mario R Vargas- Ramirez, an unmarried man
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank . Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Commercial Federal Bank a Federal Savings Bank 450 Regency Parkway Omaha, NE
<br />(E) "Note" means the promissory note signed by Borrower and dated January 25th _, 2002 . The Note
<br />states that Bon over owes Lender Fifty O01/100
<br />Dollars (U.S. $55,29k(()_ —) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than __ February 1, 2032
<br />(F) "Property" means the pa opei ty that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest. any prepayment charges and late charges due under the
<br />Note. and all sums due under this Security Instrument. plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders in e to be
<br />executed byBo iovwi Icheck box as applieahlei:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />[
<br />Other(s) [specify] Mortgage
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />Addendum
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />(.1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer' means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, of destruction of,
<br />the Property; (ii) condemnation of other taking of all or any part of the Property; (iii) conveyance in lieu ofcondemnatiom or
<br />1� , mi,rcpre,cnnaiun, uI, or omi „ion, a, t, [Ile caluc and /ur condition of the Properly.
<br />(N) "Mortgage Insurance” means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (it principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. 12601 et seq.) and its implementing regulation,
<br />Rel-lulation X (24 CT R. Part 3500), as they might he amended from time to time, or any additional or arceessor Iegislation
<br />NEBRASKA--Single Family— Fannie Mae /Freddie Mac ENIFOlth1 INSTRUMENT Form 3028 1 /01 (pugr/ 48pag,,')
<br />9754- CVt2 /01) G11268
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