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200200985 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) <br />COAD J MILLE Borrower <br />- Borrower <br />- Borrower <br />- Borrower <br />ll LA J (Seal) <br />MARTINA P DOETSCH - Borrower <br />- Borrower <br />_(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />01- 32229052 <br />822R(0008) Page 4 of 4 Form 3111 1101 <br />