|
q 2002009'x'5
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />n
<br />N
<br />1 Family Rider
<br />M
<br />Biweekly Payment Rider
<br />ft
<br />q 2002009'x'5
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST `\
<br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE �J
<br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS c
<br />OR ITS AUTHORIZED AGENT.
<br />DEFINITIONS
<br />Words used in multiple sections of this ducmnent are defined below and other words are dell ned in Sections 3,1 L 13, 18 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Scclion 10.
<br />(A) "Senrrity Instrument" means this document, which is dated January 17th 2002 Wgetherwith
<br />all Riders to this document.
<br />(B) "Borrower" is Earl D Swallow and Lailani L Swallow as husband and wife
<br />Borrower is the trust., under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank _._ _ Lender
<br />is a Corporation organized and existing main the laws of the State of Keebraska _
<br />Lender's address is 700 North. Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) - Trustee" isUnited Nebraska Bank 700 Furth Wcbb Road Grand Island. NE 6lSSU3
<br />(E) "Note" means the promissory note signed by Borrower and dated a 17th . 2002 . The Note
<br />states that Borrowenrwes Lender Fifty Nine Thousand Seven IJund d N' ( d 00/109
<br />Dedlins LUS, $5479000 ) plus interest. Borrower has promised
<br />to pay this debt in regular petioSe Payments and to pay the debt in had out late) than — February 1. 2017 _ -_
<br />(F) "Property" means Lire property that is described below under the heading' Transfer or Rights; in the Propel ty."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest any prepayment charges and Rite charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) " Riders" means all Riders to [his Security instrument that are executed by Borrower. The following Hulot s an to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />1 Family Rider
<br />M
<br />Biweekly Payment Rider
<br />ft
<br />M
<br />Sr
<br />YY1
<br />U
<br />dF
<br />S r'
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST `\
<br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE �J
<br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS c
<br />OR ITS AUTHORIZED AGENT.
<br />DEFINITIONS
<br />Words used in multiple sections of this ducmnent are defined below and other words are dell ned in Sections 3,1 L 13, 18 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Scclion 10.
<br />(A) "Senrrity Instrument" means this document, which is dated January 17th 2002 Wgetherwith
<br />all Riders to this document.
<br />(B) "Borrower" is Earl D Swallow and Lailani L Swallow as husband and wife
<br />Borrower is the trust., under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank _._ _ Lender
<br />is a Corporation organized and existing main the laws of the State of Keebraska _
<br />Lender's address is 700 North. Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) - Trustee" isUnited Nebraska Bank 700 Furth Wcbb Road Grand Island. NE 6lSSU3
<br />(E) "Note" means the promissory note signed by Borrower and dated a 17th . 2002 . The Note
<br />states that Borrowenrwes Lender Fifty Nine Thousand Seven IJund d N' ( d 00/109
<br />Dedlins LUS, $5479000 ) plus interest. Borrower has promised
<br />to pay this debt in regular petioSe Payments and to pay the debt in had out late) than — February 1. 2017 _ -_
<br />(F) "Property" means Lire property that is described below under the heading' Transfer or Rights; in the Propel ty."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest any prepayment charges and Rite charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) " Riders" means all Riders to [his Security instrument that are executed by Borrower. The following Hulot s an to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />1 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />❑ Second Home Ride,'
<br />❑ other(s) [specify]
<br />(I) "Applicable Lars" means all connolling applicahle federal, state and local statures, regulations, ordinances and
<br />adminiso ative rules and on ders (than have the eHcet of law) as well l all applicable fiord, non- appealable]udicial opinions.
<br />(J) "Cmmnionily Association Dues, Fees, and Assessments" Means all dues, fees, assessments and other charges that ate
<br />imposed on Borrower m the Property by a condominium association, homeowners association or similar organization.
<br />(K) "F.lectronie Funds Transfer' means any transfer of funds, other than a transaction originated by check, draft, m
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic rostrum nt, computer, or mumetre tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />W, point -of -sale transfers, automated teller machine transactions, transfers initialed by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that ore described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party, (other than insurance proceeds paid if the coverages described in Section 5) lo,': (i) damage to, or destruction of,
<br />the Propery; (it) condenmation of other raking of all er any part of the Pntpcity; (iii) conveyance to lieu of condemmmow or
<br />(iv) misrepresentations oL or omissions as m, the value and/or condition or lire Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Pa ynn t" means the regularly scheduled amount due for (1) pri tic pal and interest under the Note, pl its (n)
<br />any amounts under Section 3 of this Security instrument.
<br />(P) "RESPA" unctions the Rcal Estate Settlement Procedures Act (12 If S.C. §2601 et se¢) and its implcmelaing regrlation,
<br />Regulation X (2tl C.F.R. Part 3500), as they might be amended dom time te time, or any add irionul or successor loot slauon
<br />NF.BRASKA- Single Pmmly— Fannie NuallhnWie Mar UNIFORM INS'I'RUAICVT fon13o2N 1 /01 (pnpel�•l V pqs •,
<br />91s1cv a/ 11 11,11,
<br />0010( W inbam
<br />
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