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200200972 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />RAYM ND 9 EVANS - Borrower <br />�I (Seal) <br />IVA K EVANS - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />03- 32229054 <br />(-8(NE) (aoosi race 14 or 15 Form 3028 1101 <br />