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200200900 <br />calendar days to provide the Note Holder with acceptable proof of my required ownership, occupancy and <br />property lien status. Before the Note Maturity Date the Note Holder will advise me of the new interest rate <br />(the Modified Note Rate), new monthly payment amount and a date, time and place at which I must appear <br />to sign any documents required to complete the required Note Rate modification and Note Maturity Date <br />extension. I understand the Note Holder will charge me a $250 processing fee and the costs associated with <br />the exercise of the Conditional Modification and Extension Option, including but not limited to the cost of <br />updating the title insurance policy. <br />BY SIGNING BELOW, BORROWER accepts and agrees to the terms and covenants contained in this <br />BJl, al��ap Rider. <br />j <br />y �X (Seal) (Seal) <br />CARROLL P WARD - Borrower PATRICIA A WARD - Borrower <br />- Borrower <br />- Borrower <br />(Seal) <br />- Borrower <br />OM-877R (0008) Page 3 of 3 <br />- Borrower <br />_(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />[Sign Original Only] <br />01- 12 -13- 000016 <br />Form 3190 1101 <br />