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o O <br />C _ ( rV CD <br />RECORDING REQUESTED BY c z om O a <br />o� N O n O coo = m r-,) WHEN RECORDED MAIL TO m s O <br />r n O <br />Wells Fargo Bank, N. A. . W co =f co <br />Attn: Home Equity MAC: 60 Wa ker Rd #92 Customer Relations C=) <br />... v C.1 <br />N <br />C Beaverton, OR 97006 -2950 N O <br />Loan No. 003 -003- 2562243 -0001 DH 200200837 <br />MODIFICATION OF AGREEMENT <br />(INDEX AS A MODIFICATION OF DEED OF TRUST /MORTGAGE) O <br />THIS AGREEMENT made this Tuesday, December 18, 2001 by WELLS FARGO BANK <br />NEBRASKA, N.A. ( "Lender "), and Todd C. Enck And Kelly A. Enck, Husband And Wife, As Joint Tenants <br />( "Borrower "). Borrower previously executed a revolving Credit Agreement ( "Credit Agreement") dated <br />August 22, 2001 with a credit limit in the amount of $100,000.00. To secure the Borrower's obligations <br />under the Credit Agreement, Borrower also executed a Deed of Trust or Mortgage ( "Security Agreement ") <br />dated August 22, 2001, for the use and benefit of Lender, which was recorded on September 24, 2001 as <br />DOCUMENT NO. 200109638 of the official records in the Office of the Recorder of Hall County, State of <br />NE. <br />As of the date of this agreement, Lender and Borrower acknowledge that the outstanding <br />principal balance under the Credit Agreement and secured by the Security Agreement is $34,146.54 and <br />that the accrued, unpaid interest under the Credit Agreement and secured by the Security Agreement is <br />$65.18. Additional interest shall continue to accrue on the outstanding principal balance from the next <br />calendar day following December 18, 2001 at the rate of $3.93 per diem until paid. <br />For good and valuable consideration, Lender and Borrower agree to modify and /or supplement <br />the terms of the Credit Agreement and Security Agreement, including any subsequent amendments, <br />modifications and /or extensions, as follows: <br />To change the Borrower's credit limit under the above referenced Credit Agreement from <br />$100,000.00 to $40,000.00. <br />Lender and Borrower acknowledge and agree that the Security Agreement secures the payment <br />of any and all amounts due or to become due under the Credit Agreement, as hereby modified. <br />By executing this Revision Agreement ( "Agreement "), Lender in no way is obligated to grant <br />subsequent extensions of the maturity date or to renew, refinance, modify, amend, alter or change in any <br />way the terms of the Credit Agreement or Security Agreement. <br />This Agreement shall not be construed as a waiver of any present or past default or rights under <br />the Credit Agreement, Security Agreement, or any other of the Documents, and Lender reserves all of its <br />rights to pursue any and all available remedies under the Credit Agreement, Security Agreement or other <br />Documents at law or in equity. <br />This Agreement is a revision of the Credit Agreement and Security Agreement only and not a <br />notation. Except as specifically amended, modified and /or extended by this Agreement, all terms, <br />conditions, and provisions of the Credit Agreement and Security Agreement or any other documents <br />executed in connection with them (collectively, the "Documents ") shall remain in full force and effect and <br />Page 1 of 3 <br />I/c 2 / / r <br />s'n = <br />= D <br />D r <br />T N <br />N V <br />rC <br />Loan No. 003 -003- 2562243 -0001 DH 200200837 <br />MODIFICATION OF AGREEMENT <br />(INDEX AS A MODIFICATION OF DEED OF TRUST /MORTGAGE) O <br />THIS AGREEMENT made this Tuesday, December 18, 2001 by WELLS FARGO BANK <br />NEBRASKA, N.A. ( "Lender "), and Todd C. Enck And Kelly A. Enck, Husband And Wife, As Joint Tenants <br />( "Borrower "). Borrower previously executed a revolving Credit Agreement ( "Credit Agreement") dated <br />August 22, 2001 with a credit limit in the amount of $100,000.00. To secure the Borrower's obligations <br />under the Credit Agreement, Borrower also executed a Deed of Trust or Mortgage ( "Security Agreement ") <br />dated August 22, 2001, for the use and benefit of Lender, which was recorded on September 24, 2001 as <br />DOCUMENT NO. 200109638 of the official records in the Office of the Recorder of Hall County, State of <br />NE. <br />As of the date of this agreement, Lender and Borrower acknowledge that the outstanding <br />principal balance under the Credit Agreement and secured by the Security Agreement is $34,146.54 and <br />that the accrued, unpaid interest under the Credit Agreement and secured by the Security Agreement is <br />$65.18. Additional interest shall continue to accrue on the outstanding principal balance from the next <br />calendar day following December 18, 2001 at the rate of $3.93 per diem until paid. <br />For good and valuable consideration, Lender and Borrower agree to modify and /or supplement <br />the terms of the Credit Agreement and Security Agreement, including any subsequent amendments, <br />modifications and /or extensions, as follows: <br />To change the Borrower's credit limit under the above referenced Credit Agreement from <br />$100,000.00 to $40,000.00. <br />Lender and Borrower acknowledge and agree that the Security Agreement secures the payment <br />of any and all amounts due or to become due under the Credit Agreement, as hereby modified. <br />By executing this Revision Agreement ( "Agreement "), Lender in no way is obligated to grant <br />subsequent extensions of the maturity date or to renew, refinance, modify, amend, alter or change in any <br />way the terms of the Credit Agreement or Security Agreement. <br />This Agreement shall not be construed as a waiver of any present or past default or rights under <br />the Credit Agreement, Security Agreement, or any other of the Documents, and Lender reserves all of its <br />rights to pursue any and all available remedies under the Credit Agreement, Security Agreement or other <br />Documents at law or in equity. <br />This Agreement is a revision of the Credit Agreement and Security Agreement only and not a <br />notation. Except as specifically amended, modified and /or extended by this Agreement, all terms, <br />conditions, and provisions of the Credit Agreement and Security Agreement or any other documents <br />executed in connection with them (collectively, the "Documents ") shall remain in full force and effect and <br />Page 1 of 3 <br />I/c 2 / / r <br />