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\� <br />(-, <br />M <br />M <br />V <br />n <br />M <br />(D <br />r) <br />X <br />RetumTo: Wells Fargo Bank, National Association <br />P.O. Box 93380 <br />o <br />Albuquerque, NM 87199 -3380 <br />o rn <br />Loan # 0032645491 <br />ry <br />o —a <br />Prepared By: Home Equity Origination Center <br />MAC X2405 -OIP <br />1 Home Campus <br />Des Moines, IA 50328 <br />TARI ROJAS 515- 221 -5888 7362 <br />DEFINITIONS <br />P <br />d') <br />(-, <br />M <br />V <br />r) <br />X <br />o <br />c-> cn <br />o rn <br />ry <br />o —a <br />kc� <br />-r m <br />o c� <br />CD <br />C-;) <br />c� �' <br />X.. <br />r\) <br />rO <br />fr} <br />CD V-4. <br />c' t <br />r �r <br />cn <br />­% <br />Cp C <br />CC) <br />n <br />�CD <br />�. <br />co <br />ry <br />cn <br />Above This Line For Recording Data <br />DEED OF TRUST <br />GQ <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 31, 2001 <br />together with all Riders to this document. <br />(B) 'Borrower" is ROGENE V OLDERBAK AND JAMES V OLDERBAK, WIFE AND HUSBAND, AS <br />JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />6(NE) (om) <br />Page I of 15 Initi <br />Form 3028 1/01 <br />