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204200788 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(1j) � L�°/ (Seal) <br />JOL R I EGAND - Borrower <br />T, (Seal) <br />TERRY R VqGAND - Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />01- 10229041 <br />C-6(NE) (0005) Page is of 15 Form 3028 1101 <br />