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Application Number: 173 8881476383/300835485 DEED OF TRUST THIS DEED OF TRUST is made this day of January 10, 2002, among the Truster, ROSALENE J. HUFFMAN, A SINGLE WOMAN, whose mailing address is the property address (herein "Borrower), and FIRST AMERICAN TITLE INSURANCE COMPANY whose mailing address is 13924 GOLD CIRCLE, OMAHA, NE 68144 (herein "Trustee "), and the Beneficiary, First Union National Bank of Delaware, a national banking association organized and existing under the laws of the United States of America, whose address is One Rodney Square, 920 King Street, Wilmington, DE 19801 (herein "Lender "). WHEREAS, Borrower is indebted to Lender in the principal sum of U.S. $41,000.00, which indebtedness is evidenced by Borrower's note dated January 10, 2002 and extensions, modifications and renewals thereof (herein "Note "), providing for monthly installments of principal and interest, with the balance of indebtedness, if not sooner paid, due and payable on January 16, 2022; TO SECURE to Lender the repayment of the indebtedness evidenced by the Note, with interest thereon; the payment of all other sums, with Interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust, and the performance of the covenants and agreements of Borrower herein contained, Borrower does hereby grant and convey to Trustee in trust with power of sale the following described property located in the County of HALL, State of NEBRASKA: SEE ATTACHED SCHEDULE A. Parcel No. 400044936 which has the address of 947 S. OAK ST, GRAND ISLAND, NE 68801 (herein "Property Address"); TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property. Any Rider ( "Rider ") attached hereto and executed of even date is incorporated herein and the covenant and agreements of the Rider shall amend and supplement the covenants and agreements of this Deed of Trust, as If the Rider were a part hereof. Borrower covenants that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest indebtedness evidenced by the Note and late charges as provided in the Note. This Deed of Trust secures payment of said Note according to its terms, which are incorporated herein by reference. 2. Prior Mortgages and Deeds of Trust; Charges; Liens. Borrower shall perform all of Borrowers obligations, under any mortgage, deed of trust or other security agreement with a lien which has priority over this Deed of Trust, including Borrower's covenants to make payments when due. Borrower shall pay or cause to be paid all taxes, assessments and other charges, fines and impositions attributable to the Property which may attain a priority over this Deed of Trust, and leasehold payments or ground rents, if any. 3. Hazard Insurance. a) Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage, and any NE Deed Of Tmat Vage1 173 6881476383130083W5 230792 neaeed (Rev 11, 09 -011 L j n 3 t o i I s 319 > � f w When Recorded Return To: Prepared By: First Union National Bank of Delaware First Union National Bank of Delaware P.O. Box 13160 C/O Service Center 0 Sacramento, CA 95813 -3160 Sales Support Center (SC 39 only) NC0097, Building URP1 200200787 8740 Research Dr - 3rd Floor Charlotte, NC 28262 Application Number: 173 8881476383/300835485 DEED OF TRUST THIS DEED OF TRUST is made this day of January 10, 2002, among the Truster, ROSALENE J. HUFFMAN, A SINGLE WOMAN, whose mailing address is the property address (herein "Borrower), and FIRST AMERICAN TITLE INSURANCE COMPANY whose mailing address is 13924 GOLD CIRCLE, OMAHA, NE 68144 (herein "Trustee "), and the Beneficiary, First Union National Bank of Delaware, a national banking association organized and existing under the laws of the United States of America, whose address is One Rodney Square, 920 King Street, Wilmington, DE 19801 (herein "Lender "). WHEREAS, Borrower is indebted to Lender in the principal sum of U.S. $41,000.00, which indebtedness is evidenced by Borrower's note dated January 10, 2002 and extensions, modifications and renewals thereof (herein "Note "), providing for monthly installments of principal and interest, with the balance of indebtedness, if not sooner paid, due and payable on January 16, 2022; TO SECURE to Lender the repayment of the indebtedness evidenced by the Note, with interest thereon; the payment of all other sums, with Interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust, and the performance of the covenants and agreements of Borrower herein contained, Borrower does hereby grant and convey to Trustee in trust with power of sale the following described property located in the County of HALL, State of NEBRASKA: SEE ATTACHED SCHEDULE A. Parcel No. 400044936 which has the address of 947 S. OAK ST, GRAND ISLAND, NE 68801 (herein "Property Address"); TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property. Any Rider ( "Rider ") attached hereto and executed of even date is incorporated herein and the covenant and agreements of the Rider shall amend and supplement the covenants and agreements of this Deed of Trust, as If the Rider were a part hereof. Borrower covenants that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest indebtedness evidenced by the Note and late charges as provided in the Note. This Deed of Trust secures payment of said Note according to its terms, which are incorporated herein by reference. 2. Prior Mortgages and Deeds of Trust; Charges; Liens. Borrower shall perform all of Borrowers obligations, under any mortgage, deed of trust or other security agreement with a lien which has priority over this Deed of Trust, including Borrower's covenants to make payments when due. Borrower shall pay or cause to be paid all taxes, assessments and other charges, fines and impositions attributable to the Property which may attain a priority over this Deed of Trust, and leasehold payments or ground rents, if any. 3. Hazard Insurance. a) Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage, and any NE Deed Of Tmat Vage1 173 6881476383130083W5 230792 neaeed (Rev 11, 09 -011 L