200200760
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Haztudots Substances, or
<br />threaten to release any Hazardous Substances, on or in the Property. Borrower shut not do, not allow anyone else to do,
<br />anything affecting the Property (a) that is In violation of any Environmental Law, (b) which crealex an Environmental
<br />Condition, or (e) which, due to the presence, use, or release of Hazardous Substance, creates a condition that adversely
<br />affects the value of the Pmperty- The preceding two sentences shall not apply to the presence, use, or storage on the Property
<br />of small quantities of Hazardous Substances that are generally rccogyrized to be appropriate to normal I-iver ential uses and to
<br />mat atcnunue of the Property (Including but not limited to, hazardous substances in consumer products).
<br />Bon'ower shall promptly give Ltal written notice of (a) any Investigation, claim, demand, lawsuit orother action
<br />by any governmental or regulatory agency or private party involving the PmHazardous perty and any Hazard Substance or
<br />Envirm mental Law of which Borrower has actual knowledge, (b) any Environmental Condition, Including but not limited to,
<br />any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the
<br />presence, use or release of n Hazardous Substance which adversely affects the value of the Property. If Borrower Icams, of is
<br />uotlfed by any governmenta l or regulatory authority. or any private party, that any removal or other record tat of any
<br />Hazardous Substance affect; ng the Propctty is necessary, Borrower shall promptly take all accessary remedial actions in
<br />aecordannewid Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup.
<br />NON - UNIFORM COVENANTS Borrower and lender further covenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
<br />Borrower's breach of any covenant or agreement in this Security Instrument that not prior to acceleration tinder
<br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action
<br />required to cure the default; (c) a date, not less than 30 days from the dale the notice is given to Borrower, by which
<br />the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may
<br />result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall
<br />further infunn Borrower ol'the right to reinstate after acceleration and the right to bring a court actiun to assert rho
<br />non - existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or
<br />before the date specified in the notice, Lender at its option may require immediate payment in full of all suits
<br />secured by this Security Instrument without further demand and may invoke the power of sale and any other
<br />remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses Incurred in pursuing the
<br />remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title
<br />evidence.
<br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of
<br />the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Lawto Borrower
<br />and to the other persons prescribed by Applicable Law. After the time required by A pplicable Law, Trustee shall
<br />give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, without demand
<br />on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the
<br />terms designated in the notice of sale in one or more parcels and in any order Trustee determines. 'Trustee may
<br />postpone sale of all or any parcel of the Property by public announcement at the time and place of any preciously
<br />scheduled sale. Lender or its designee may purchase the Property at any sale.
<br />Upon receipt of payment at the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying
<br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made
<br />therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and experues ofexemaing
<br />the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable
<br />attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any
<br />excess to the person or persons legally entitled to it.
<br />23. Reanaveyance. Upon payment of all sums secured by this Security Instrument, lender shall request'l'rustee to
<br />re convey the Property and.shall surrender this Security Instrument and all notes evidencing debt secured by this Security
<br />Instrumcnl m Tmstee. Trustee shall econvey the Property without warranty to the person or persons legally entitled to it.
<br />Such person or persons shall pity any recordation costs - Lender may charge such person or persons a fee for reconveying the
<br />Properly, but only If the tee is paid to a third party (such as the Trustee) for services rendr'ed and the charging of the fee is
<br />permitted under Applicable Law
<br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor
<br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is
<br />recorded. Without conveyance of the Property, the successor it astee shall succeed to all the title, power and duties confen'ed
<br />upon Trustee herein and by Applicable Lmv.
<br />25. Request for Notices. Borrower "I that copies of the notice of defaultand sale be sent to Borrowci s
<br />address which is the Property Address -
<br />BY SIGNING HELOW, Borrower accepts and agrees to the terms and covenants contained in this Security
<br />Instrumcnl and in any Rider executed by Borrower and recorded with it.
<br />Witnesses:
<br />p.�,,, (Seal)
<br />Btovoa Steven) Roy
<br />Benow2r Lawrence G. Roy
<br />(Seal)
<br />Borrower Helen G. Roy %
<br />(Seal)
<br />NLBMSKA - Single Family — Fannie M,e/Frddi,Nlar UNIFORMINSTRUMEN'r Fonn31r18 I /ill(ry,grv1,t8IIIged
<br />9754 CV r9ar l) ,11199
<br />CO 00016acrl
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