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<br />DEED OF TRUS'C
<br />DEFINITIONS
<br />W ordS used to multiple sections of this document are delined below and other words arc dclined in Sections 111. 13, 18.20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) °Security Instrument" means this document, which is dated January 17th 2002 , togetherwidi
<br />all Riders w this document.
<br />(B) "Borrower" is Steven J. Roy, an unmarried individual and Lawrence G. Roy and Helen G. Roy. Mtsband
<br />and wife - - - - - --
<br />Borrower is the trustor under this Security instrument.
<br />(C) "Lender" is United Nebraska Bank _ - — — . Lcnde,
<br />i,,Cnrppration organized and existing under the laws of the State of Is
<br />Lender's address is 700 North Webb Road _Grace Island, NE 6880-3
<br />Lender is the beneficiary under this Security instrument.
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island NE 68803. _
<br />(E) "Note" means the promissory note signed by Borrower and dated lanear v 17th 2002 The Note
<br />states that Borrower owes Under 'p nt Four Thnusa rd Two Hundred Fif[ d 00/100 _
<br />_ __ Dollus (U S $24,230A0 __1 Plus Interest Boo w,, has promised
<br />m pay this debt In regular Periodic Payments and to pay the debt In full not later than Fehnmry 12032
<br />(F) 'Property" means the properly that is described below under the heading "Tramfur of Rights in the Property ."
<br />(G) "Loan" meaus the debt evidenced by the Note, plus interest, any prepayment charges and Tate charees due under the
<br />Note, and dill sums due under this .Security instrument, plus interest.
<br />(H) " Riders" means all Riders to this Secmrity Tnstmmentthatare executed by Borrower: Thefollowing Rideisarembe
<br />exeeuarl by Borrower Ieheck hoe as apphrahlel.
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Bullion Rider ❑ Planned Unit Development Ridel' ❑ Othcr(s)[specify]
<br />❑ l -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Lad' means all controlling applicable fedcml, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges Ihdit ale
<br />imposed on Borrnwcr of [lie Property by a condominium association, homeowners associatton or similar orgcnizution.
<br />(K) "FAectronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic last cartoon, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial instibfion to debit or credit an account. Such term includes, but is not limited
<br />to . po'u of sale transfers. automated teller machine transactions. (runs fei s initiated by telephone- wire transfers, and
<br />automated clesrtn-house trans lei s.
<br />E) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement. award of damages, or proceeds paid by any third
<br />party (otter than insurance proceeds paid under the coverages described in Section 5) for it) damage to, or destruction of.
<br />the Property{ (ii) condcmna0on or other taking of or any partofthe Roperty, (iii) conveyance in lieu ofcondemnatulcor
<br />(iv) misrepresentations of, or omissions as to, the value and /or condition of the Property
<br />(N) "Mortgage Insurance" mean.. Insurance piorecting Lender against the nonpayment of, or default on. the Long
<br />(0) `Periodic Payment" means the regulal'ly s'chednled amotmt due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Suction 3 of this Securitylnvntment
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation.
<br />Regulation X (24C A R. Part 3500). as they might be amended from time to time, or any additional or successor legislation
<br />NEWIASKA iamle Family—Pannie Mar Nredne Mat UNIFORM INSTRUMENT Form 3028 1 /91 (paNr l /8mry )
<br />9151c, Yu, 1111198
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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUS'C
<br />DEFINITIONS
<br />W ordS used to multiple sections of this document are delined below and other words arc dclined in Sections 111. 13, 18.20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) °Security Instrument" means this document, which is dated January 17th 2002 , togetherwidi
<br />all Riders w this document.
<br />(B) "Borrower" is Steven J. Roy, an unmarried individual and Lawrence G. Roy and Helen G. Roy. Mtsband
<br />and wife - - - - - --
<br />Borrower is the trustor under this Security instrument.
<br />(C) "Lender" is United Nebraska Bank _ - — — . Lcnde,
<br />i,,Cnrppration organized and existing under the laws of the State of Is
<br />Lender's address is 700 North Webb Road _Grace Island, NE 6880-3
<br />Lender is the beneficiary under this Security instrument.
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island NE 68803. _
<br />(E) "Note" means the promissory note signed by Borrower and dated lanear v 17th 2002 The Note
<br />states that Borrower owes Under 'p nt Four Thnusa rd Two Hundred Fif[ d 00/100 _
<br />_ __ Dollus (U S $24,230A0 __1 Plus Interest Boo w,, has promised
<br />m pay this debt In regular Periodic Payments and to pay the debt In full not later than Fehnmry 12032
<br />(F) 'Property" means the properly that is described below under the heading "Tramfur of Rights in the Property ."
<br />(G) "Loan" meaus the debt evidenced by the Note, plus interest, any prepayment charges and Tate charees due under the
<br />Note, and dill sums due under this .Security instrument, plus interest.
<br />(H) " Riders" means all Riders to this Secmrity Tnstmmentthatare executed by Borrower: Thefollowing Rideisarembe
<br />exeeuarl by Borrower Ieheck hoe as apphrahlel.
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Bullion Rider ❑ Planned Unit Development Ridel' ❑ Othcr(s)[specify]
<br />❑ l -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Lad' means all controlling applicable fedcml, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges Ihdit ale
<br />imposed on Borrnwcr of [lie Property by a condominium association, homeowners associatton or similar orgcnizution.
<br />(K) "FAectronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic last cartoon, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial instibfion to debit or credit an account. Such term includes, but is not limited
<br />to . po'u of sale transfers. automated teller machine transactions. (runs fei s initiated by telephone- wire transfers, and
<br />automated clesrtn-house trans lei s.
<br />E) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement. award of damages, or proceeds paid by any third
<br />party (otter than insurance proceeds paid under the coverages described in Section 5) for it) damage to, or destruction of.
<br />the Property{ (ii) condcmna0on or other taking of or any partofthe Roperty, (iii) conveyance in lieu ofcondemnatulcor
<br />(iv) misrepresentations of, or omissions as to, the value and /or condition of the Property
<br />(N) "Mortgage Insurance" mean.. Insurance piorecting Lender against the nonpayment of, or default on. the Long
<br />(0) `Periodic Payment" means the regulal'ly s'chednled amotmt due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Suction 3 of this Securitylnvntment
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation.
<br />Regulation X (24C A R. Part 3500). as they might be amended from time to time, or any additional or successor legislation
<br />NEWIASKA iamle Family—Pannie Mar Nredne Mat UNIFORM INSTRUMENT Form 3028 1 /91 (paNr l /8mry )
<br />9151c, Yu, 1111198
<br />O000maml,,,,
<br />
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