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200200'748 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />r <br />(Seal) <br />Michael Alan Kalvoda Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />� <br />"Z('t�wer <br />eal Stacey L lvoda <br />[Space Below This Line For Acknowledgment) <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this January 18, 2002 <br />by Michael Alan Kalvoda and Stacey Lynn Kalvoda, Husband and Wife <br />04 G° LC , <br />Signature of Perso ing ac owledgmeent) <br />(Title or rank)_ Z!9' �� <br />(Serial Number, if any <br />GENE NOTARY-State of Nebraska <br />EDWARD J. JAROSIK <br />My Comm. Exp. Oct. 27, 2003 <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DocU i NE 1 z (Page 12 of 12 pages) Form 3028 1/01 <br />DOCUINEC.VTX 02/22/2000 <br />