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200200742 <br />Borrower shall not cause or permit the presence, use, (I isposal, storage, or release of any I IazsNOUS Substance, <br />threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to <br />anything affecting the Property (a) that is in violation of any Environmental taw, (b) which creates an Enviromue <br />Condition, or (c) which, due to the preseuee, use, or release ofa Hazardous Substance, creates a condition that select <br />afrects the value ofthe Property. 'I he preceding two sentences shall not apply to the presence, use, or sus age on rite Prop <br />ofsmall quantities of Hazardons S ubstances Illat are generally recognized to be appropriate to normal residential uses at <br />maintenance c flhe Property ( including, but not limited to, hazardous substances in consumer products). <br />o,...,...,.. anon ...,,.,,,.tly alvr I .ender written notice offs) low investigation, claim. demand, lawsuit or other ac <br />by any governmental or regulatory agency or private <br />Environmental Law of, Inch Borrower has actual know It <br />any spilling, leaking, discharge, release or threat of release <br />presence, use or release ofa Hazardaus Substance which <br />notified by any governmental or regulatory authority, or <br />Hazardous Substance allecting the Property is necessary <br />accordance with Environmental Law. Ni <br />NON - UNIFORM C'.OVENAN <br />22. Acceleration; Remedies. <br />Borrower's breach of any covenant or <br />Section IS unless Applicable Law pr <br />required to cure the default; (c) a date <br />the default most be cured; and (d) the <br />result in acceleration of the sums seer <br />further inform Borrower ofthe right t <br />non - existence ofa default or any other <br />before the date specified In the node <br />secured by this Security Instrument <br />remedies permitted by Applicable L <br />remedies provided in this Section 22. <br />rsely ailrels the value <br />private party, that an; <br />rower shall promptly <br />;ate anvobligation on <br />ver and Lender further covr <br />shall give notice to Bur <br />I in this Security Instrum <br />rwiael. The notice shall <br />id any Iazarriors Substance or <br />edition including bill not limited to, <br />rd (c) any condition caused by rile <br />Property. IfRorrower learns, or is <br />oval or other remediatiml of any <br />all necessary remedial actions in <br />n for an Environmental Cleanup . <br />agree as follows <br />Her to acceleration following <br />(b) the action <br />D to cure the default on or before the dale specified in the notice may <br />this Security instrument suit sale ofthe Property. The notice shall <br />defensRefit urrower to acceleration and sale. If the default is not cured o0 or <br />c, Lender at its option may require immediate payment in full of all sums <br />without further demand and may invoke the power of sale and any other <br />aw. Lender shall be entitled to collect all expenses incurred in pursuing the <br />inductee, but not limited to, reasonable attorneys' fees and costs of title <br />evidence. <br />If the power of sale h invoked, Trustee shall record a notice of default in each county in which any pad of <br />the Property ielocated and shallmail copies icable notice in the mannerprescribed by Applicable el.awto Borrower <br />and to the other persons presentees by Applicable Law. Ages the time required by Applicable Law, Trustee shall <br />give public notice ll sale to the persons end to the ma onto prescribed by der at the Law. Trustee, without demand <br />oil Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the <br />terms designated In the notice el sole in one or more parcels and in me order Trustee determines. Trustee may any <br />postpone sale of ell or any parcel of [he Property by public announcement at the time and place of any previously <br />scheduled sale. Leader or its designee may purchase the Property at any sale. <br />Upon receipt of payment ofthe price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth ofthe statements made <br />therein. Trustee shall apply the proceeds al the sale in the following order: (a) to all costs and expenses ofelan ising <br />the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable <br />attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any <br />excess to the person or persons legally entitled to it. <br />23. Reconveyunce. Upon payment ofall sums secured by this Security Instrument, Lendershall request I nracen, <br />re- convey the Property and Shall surrender this Security instrument and till notes evidencing debt secured by this Security <br />Instrument m Trustee. Trustee shall reconvey the Property without wurmntyto the person or persons leggally entitled to it. <br />Such Per soaor Perimsshallpayanyrecordanoncosls. Lender may charge such per son or per sons a fee forreconveying the <br />Properly, but only iftile fee is paid to a third party (such as the Trustee) for services rendered and the charging ofthe fee is <br />permitted under Applicable Caw. . <br />m <br />24. Substitute Trustee. Leader, at its option, ay Rom time to time rennove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded it the county in which this Security Instrument is <br />recorded. Without conveyance of Property, the successor trustee shall succeed to all the title, power and duties conferred <br />upon Trustee herein and by Applicable Law, <br />25. Request for Notices. Borrower requests that copies ofthe notice ofdcfault and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELO W, Borrower accepts and agrees to the terns and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower Kevin D Lahowetz <br />Borrower <br />(Seal) <br />(Seal) <br />(Seal) <br />Ntjmjal A SIo&Family- -pmote MaNFredhi Mac UNIFORM WS'fAUMEN'I Form3038 1101 / /�nXe pnl'9 pager) <br />"I'll (2101) Gilo, <br />G(YIOrUIie ILf99) <br />