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<br />DEFINITIONS
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3, 11,13, I8, 20
<br />and 21. Certain rules regarding the usage ofwords used in this document are also provided in Section 16 _
<br />(A) "Security Instrument" means this document, which is dated. January 15th_._ 2002 together air
<br />all Riders to this document
<br />(B) `Burrower" is Kevin D Lahowete, a single person_
<br />Borrower, is the Imstor under this Security Instrument
<br />(C) "Lender" is United Nebraska Bank Lender'
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory nolesigned by Borrower and dated.. January 15th 2002 . TheNote
<br />states that Borrower owes Lender Fifty One Thousand and 00 /100_
<br />Dollars(U.S $510filpyl )plusinicest Borrower hasprtanised
<br />to pay this debt in regular 1'enodic Payments and to pay lire debt in full not liter than _ _ February 1, 2022_
<br />(17 "Property" means the property that is described below under the ]rending "Transfer nfRighls in the Property,"
<br />(G) "Conn" warns the debt evidenced by the Nate, plus interest, anyprepaynrent charges and late charges due under the
<br />Note, and all sums doe under this Security 1160anhenl, phis interest.
<br />(11) "Riders" means all Riders to this Security Inslrrlllleau that are executed by Burrower. The toll lowing hiders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider L] Second iIm re Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider Ll Other(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider _-
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (first have the effect of law) as well asall applicable final, no - appealablejudicial opinions.
<br />(.I) "Cumm unity Association Dues, Fees, sort Assessments" means all dues, fees, arse ssments and other charges that arc
<br />Imposed on Borrower or the Property by a condominium association, homeowners assoclatioii or slnhilar organi'ration-
<br />(K) "Elevbdmie Funds Trsosfer" means any transfer of funds, other than a trmhsamion originated by check, droll_ or
<br />similar paper instrument, which is initiated through an electronic tcxrnroud, telephonic inshvmenl, computer, or magnetic tape
<br />seas to aide,,insa'uct, orouthorireafinancial institution to debit nn' credit an account. Such term includes, but is not limited
<br />to, point -of sule transfers, automated teller machine tranaactiom, bobsleds initiated by telephone, wire transfers, and
<br />aummaled clearinghouse transfers.
<br />(1) "Escrow Items" means those items that are described in Scvtion 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement award ofdami ges, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) fur: (if damage to, or destruction of,
<br />the Propctly; (ii) wndenm anion a other taking ofall of any part of the Property; (i ii) conveymree in lieu ofcondemnanon; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition offs e Properly.
<br />(N) "Mortgage Insurance" means insuance ph creating Lender against the nonpayment of, or default on, toe Loan.
<br />(0) "Periodic Payment" mean% the regularly scheduled amount due for (i)principal and interest under the Note, plus (it)
<br />any amounts under Section 3 ofthis Security Instrument
<br />(P) 'BESPA" means the Real ksithe Settlement Procedures Act (12 U.S.0 §2601 et earl.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Parr 3500), as they might be amended from time to lime, or any additional or successor legislation
<br />NEBRASKA- Sni�It,frrar, Faenie 14a01'reddle Mns UNIFORM IN5fittat1N1 I Fan. 3028 1101 (porn J8 p"ser)
<br />9154 CV(L01I cl130
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<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3, 11,13, I8, 20
<br />and 21. Certain rules regarding the usage ofwords used in this document are also provided in Section 16 _
<br />(A) "Security Instrument" means this document, which is dated. January 15th_._ 2002 together air
<br />all Riders to this document
<br />(B) `Burrower" is Kevin D Lahowete, a single person_
<br />Borrower, is the Imstor under this Security Instrument
<br />(C) "Lender" is United Nebraska Bank Lender'
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory nolesigned by Borrower and dated.. January 15th 2002 . TheNote
<br />states that Borrower owes Lender Fifty One Thousand and 00 /100_
<br />Dollars(U.S $510filpyl )plusinicest Borrower hasprtanised
<br />to pay this debt in regular 1'enodic Payments and to pay lire debt in full not liter than _ _ February 1, 2022_
<br />(17 "Property" means the property that is described below under the ]rending "Transfer nfRighls in the Property,"
<br />(G) "Conn" warns the debt evidenced by the Nate, plus interest, anyprepaynrent charges and late charges due under the
<br />Note, and all sums doe under this Security 1160anhenl, phis interest.
<br />(11) "Riders" means all Riders to this Security Inslrrlllleau that are executed by Burrower. The toll lowing hiders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider L] Second iIm re Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider Ll Other(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider _-
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (first have the effect of law) as well asall applicable final, no - appealablejudicial opinions.
<br />(.I) "Cumm unity Association Dues, Fees, sort Assessments" means all dues, fees, arse ssments and other charges that arc
<br />Imposed on Borrower or the Property by a condominium association, homeowners assoclatioii or slnhilar organi'ration-
<br />(K) "Elevbdmie Funds Trsosfer" means any transfer of funds, other than a trmhsamion originated by check, droll_ or
<br />similar paper instrument, which is initiated through an electronic tcxrnroud, telephonic inshvmenl, computer, or magnetic tape
<br />seas to aide,,insa'uct, orouthorireafinancial institution to debit nn' credit an account. Such term includes, but is not limited
<br />to, point -of sule transfers, automated teller machine tranaactiom, bobsleds initiated by telephone, wire transfers, and
<br />aummaled clearinghouse transfers.
<br />(1) "Escrow Items" means those items that are described in Scvtion 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement award ofdami ges, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) fur: (if damage to, or destruction of,
<br />the Propctly; (ii) wndenm anion a other taking ofall of any part of the Property; (i ii) conveymree in lieu ofcondemnanon; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition offs e Properly.
<br />(N) "Mortgage Insurance" means insuance ph creating Lender against the nonpayment of, or default on, toe Loan.
<br />(0) "Periodic Payment" mean% the regularly scheduled amount due for (i)principal and interest under the Note, plus (it)
<br />any amounts under Section 3 ofthis Security Instrument
<br />(P) 'BESPA" means the Real ksithe Settlement Procedures Act (12 U.S.0 §2601 et earl.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Parr 3500), as they might be amended from time to lime, or any additional or successor legislation
<br />NEBRASKA- Sni�It,frrar, Faenie 14a01'reddle Mns UNIFORM IN5fittat1N1 I Fan. 3028 1101 (porn J8 p"ser)
<br />9154 CV(L01I cl130
<br />Uln"000H695)
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