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200200990 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />T1-r%rmxx,P <br />(Seal) <br />Borrower <br />(Seal) <br />_Rnrrnma <br />4ft-6(NE) l000sl <br />(Seal) <br />;H'OMAS +EI = Borrower <br />(Seal) <br />E (iO RIE NG — grower <br />KA JANE M GOERING <br />Page 14 of 15 <br />Initials: <br />(Seal) <br />(Seal) <br />Borrower <br />(Seal) <br />Form 3028 1/01 <br />