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[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />O
<br />DEFINITIONS
<br />Words used in tan in Ie sections of this document are defined below unclothe, words are defined in Sections 3, 11, 13, 18.20
<br />and 21. Certain rules regarding the usage ofwmds used in this document are also provided in Section 16.
<br />(A) "Seen city l nstru me at" means Ili i s doeu ment, which] s dated .lavuary 16th 2002 ,tnge(herwith
<br />all Riders to this document.
<br />(B) "Borrower" is Laura M Volcek, an unmarried woman _
<br />Borrower is the trust., order this Security histrement.
<br />(C) "Lender" is United Nebraska Bank . Lender
<br />is a Corporation organized and existing tinder the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the Ino nissory note signed by Borrower and dated _January 16tli , _2002 The Note
<br />states that Borrower owes Lender One Hundred Four Thousand Five Hundred and 00 /100 _
<br />Dullars(U.S.$104,500.00 )plus inlcmeL Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2032
<br />(F) "Properly" means the property that is described below under the heading "Transfer .f Righls in the Property."
<br />(G) "Loan" means the debt evidenced by fire Note, plus interest, any prepayment charges and Inge charges due Linde, the
<br />Note, and all sums due code, this Security Instrument, plus interest
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Cendorninium Rider
<br />❑
<br />Bulletin Rider
<br />❑
<br />n
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly payment Rider
<br />m
<br />T
<br />?.
<br />A
<br />u
<br />o
<br />(
<br />Via
<br />O
<br />N
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />O
<br />DEFINITIONS
<br />Words used in tan in Ie sections of this document are defined below unclothe, words are defined in Sections 3, 11, 13, 18.20
<br />and 21. Certain rules regarding the usage ofwmds used in this document are also provided in Section 16.
<br />(A) "Seen city l nstru me at" means Ili i s doeu ment, which] s dated .lavuary 16th 2002 ,tnge(herwith
<br />all Riders to this document.
<br />(B) "Borrower" is Laura M Volcek, an unmarried woman _
<br />Borrower is the trust., order this Security histrement.
<br />(C) "Lender" is United Nebraska Bank . Lender
<br />is a Corporation organized and existing tinder the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the Ino nissory note signed by Borrower and dated _January 16tli , _2002 The Note
<br />states that Borrower owes Lender One Hundred Four Thousand Five Hundred and 00 /100 _
<br />Dullars(U.S.$104,500.00 )plus inlcmeL Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2032
<br />(F) "Properly" means the property that is described below under the heading "Transfer .f Righls in the Property."
<br />(G) "Loan" means the debt evidenced by fire Note, plus interest, any prepayment charges and Inge charges due Linde, the
<br />Note, and all sums due code, this Security Instrument, plus interest
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Cendorninium Rider
<br />❑
<br />Bulletin Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly payment Rider
<br />❑ Second Home Rider
<br />❑ Olher(s) [specify]
<br />(1) "Applicable Law" means all controlling applicable federal, stale and local statutes, regulations, ordinances and
<br />admin. su'ative rule., and orders (that have the effect of law) as well as all applicable final, nor - appealablejudicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means al dues, fees, assessments and other charges that are
<br />imposed on Borrower or the property by a condominium association, homeowners association or still lar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of fial odor than a Imnsuction originated by check, draft. or
<br />similar paper iestmment, which is initiated through an electronic terminal, telephonic inslmmich, computer, or magnetic tape
<br />so as to or der, instl'oer, or authonze a financial institution to debit or credit an account Such letnn includes, but is not limited
<br />lo, point- of-sale transfers, automated teller machine transactions, transfers initiated by idcplmne, wire transfers, and
<br />automated elearingheuse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous i'roeeeds" means any compensation, settlement, award ofdamages, or proceeds paid by any third
<br />parly(other than insurance proceeds paid under the coverages described in Section 5) for: (i) dunnage to, or destr¢tion ch.
<br />the Property;(ii) condemnations otber takingofall oranypartof the property, (at) com,cyunce in Nee ofccndemnanon;or
<br />(iv) misrepresentations .f, or omissions as to, the value and /or condition of the Popery.
<br />(N) "Mortgage Insurance" cleans insurance protecting Lender against the nonpuy.nent of, or detnrdt on, the Loan.
<br />(0) "Periodic Payment" means the regularlyscheduled amountduc for principal and interest under the Nore plus(,,)
<br />any amount., under Section 3 of this Security Instillment.
<br />(P) "RESPA" means the Real Estate Settlement Frocedures Act(12U.S.C.X2601etse1] .) mrd it' ,mplamcnnrii,L IdUnon,
<br />Regulation X (24 C.F.R. Part 3500), i s theymight beramended fi'em time to lime, or a1lyaddi6onol c, successor legislation
<br />NVBRASKA- Sinale F.rrli, nnnie Noe /Freatlie Mnc IIVIPOR. \I INSTRUMENT F-0028 1 /01 lyngel (,`30n8es)
<br />"'t"'("t, Gaol
<br />GOT0,000168dfir
<br />
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