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200200590 <br />CASE #: NE3212170168 DOC ID # 000780389044074 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) <br />RONALD R STARMAN Borrower <br />DEENA L STARMAN <br />Page 4 of 4 <br />IMID -591 U (9705).02 CH (03/01) <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />Borrower <br />