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<br />RONALD R STARMAN, AND DEENA L STARMAN, HUSBAND AND WIFE AS JOINT TENANTS
<br />( "Borrower"). The trustee is
<br />CHICAGO TITLE INSURANCE COMPANY
<br />2520 NORTH REDHILL AVENUE, SUITE 120 SANTA ANA, CA 92705-
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS "), (Solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and has
<br />an address and telephone number of P.O. Box 7.026, Flint, MI 48501 -2025, mi. (888) 679 -MERS.
<br />COUNTRYWIDE HOME LOANS. INC.
<br />( "Lender ") is organized and existing under the laws of NEW YORK and has an address of
<br />4500 Park Granada, Calabasas, CA 91302 -1613
<br />Borrower owes Lender the principal sum of
<br />FORTY SIX THOUSAND FIVE HUNDRED TWENTY FIVE and 00 /100
<br />Dollars (US.$ 46,525.00 ). This debt is evidenced by Borrower's note dated the same data as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />JANUARY 01, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />with interest, and all renewals, extensions and modifications of the Now; (b) the payment of all other sums, with interest,
<br />advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants
<br />and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to the
<br />FHA Nab neka Desna of Trust with MERS -4/06
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<br />PLEASE RETURN TO.
<br />STATE TITLE SERVICES, INC
<br />1023 LINCOLN MALL
<br />PO. BOX 85355
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<br />LINCOLN. NEBRASKA 68501
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<br />Re To:
<br />COUN YWIDE HOM NS, INC.
<br />MS SV- D NT PROCESSING
<br />1800 T anyon
<br />Si alley, \CA 93063 -6712
<br />Prepared By:
<br />D. MAYBEE
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<br />[Space Above This Line For Recording Data] -
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<br />NE3212170168
<br />000780389043193
<br />[Case #]
<br />[Doc
<br />ID Ill
<br />State of Nebraska
<br />DEED OF TRUST
<br />MIN
<br />1000157- 0000646501
<br />-3
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on DECEMBER
<br />31, 2001
<br />The Trustor
<br />is -Z--.
<br />RONALD R STARMAN, AND DEENA L STARMAN, HUSBAND AND WIFE AS JOINT TENANTS
<br />( "Borrower"). The trustee is
<br />CHICAGO TITLE INSURANCE COMPANY
<br />2520 NORTH REDHILL AVENUE, SUITE 120 SANTA ANA, CA 92705-
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS "), (Solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and has
<br />an address and telephone number of P.O. Box 7.026, Flint, MI 48501 -2025, mi. (888) 679 -MERS.
<br />COUNTRYWIDE HOME LOANS. INC.
<br />( "Lender ") is organized and existing under the laws of NEW YORK and has an address of
<br />4500 Park Granada, Calabasas, CA 91302 -1613
<br />Borrower owes Lender the principal sum of
<br />FORTY SIX THOUSAND FIVE HUNDRED TWENTY FIVE and 00 /100
<br />Dollars (US.$ 46,525.00 ). This debt is evidenced by Borrower's note dated the same data as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />JANUARY 01, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />with interest, and all renewals, extensions and modifications of the Now; (b) the payment of all other sums, with interest,
<br />advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants
<br />and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to the
<br />FHA Nab neka Desna of Trust with MERS -4/06
<br />(Sk-4N(NE)iee02l CHL(12/99)
<br />Papal at Inlllan: W ��
<br />VMP uoaTUeuE FDnMS - (900)521 1291 Arnandad 2/99
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