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(B) "Borrower" is <br />WIFE <br />200200524 <br />JERRY A. SAMPLE, JR. AND, LORI L. SAMPLE, HUSBAND AND <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WASHINGTON MUTUAL BANK, FA <br />Lender is a FEDERAL SAVINGS BANK <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />Lender's address is 3883 AIRWAY DRIVE, SANTA ROSA , CA 95403 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" isN217J ggg UY.%EX7gAUg Gary D Byrne, a member of the Nebraska <br />Bar Association <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 10, 2002 <br />The Note states that Borrower owes Lender S I XTY S I X THOUSAND S I X HUNDRED AND 00 / 100 <br />Dollars <br />(U.S. $ 66,600.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than FEBRUARY 01, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights <br />in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br />Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider <br />0 Balloon Rider F-� Planned Unit Development Rider 1 -4 Family Rider <br />0 VA Rider F—] Biweekly Payment Rider X Other(s) [specify] <br />PREPAYMENT RIDER <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, <br />regulations, ordinances and administrative rules and orders (that have the effect of law) as well as <br />all applicable final, non-appealable judicial opinions. <br />(1) "Community Association Dues, Fees, and Assessments" means all dues, fees, <br />assessments and other charges that are imposed on Borrower or the Property by a condominium <br />association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction <br />originated by check, draft, or similar paper instrument, which is initiated through an electronic <br />terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize <br />( -6(NE) (0005).02 <br />Initials: J �5 <br />Page 2 or 16 �l_'S Form 3028 1/01 <br />