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<br />DEFINITIONS
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<br />DEED OF TRUST
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3. 11, 13, 18, 20
<br />and 21. Certain miss regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this tlocument, which is dated January 7th _ 2002 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is GREGORY S. ZORN_AND MELISSA J. MATTHEWS . BOTH AS SINGLE
<br />PERSONS
<br />Borrower is the truster under this Security Instmment.
<br />(C) "Lender" is Community Mortgage Company Lender is
<br />e Corporation organized and existing under the laws of _the State of Nebraska
<br />Lender's address is P.O. Box 6577 Lincoln, NE 68506 -0577 - -_
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) 'Trustee" is COLUMBUS FEDERAL SAVINGS BANK 1371 26TH AVE COLUMBUS NE 68601.
<br />(E) "Note" means the promissory note signed by Borrower and dated January 7th 2002 . The Note
<br />states that Borrower owes Lender _ _ Eighty One Thousand Nine Hundred and 00/100
<br />Dolkrs (U.S. 11 81,900.00 ) plus interest. Borrower has promised to pay this debt In
<br />regular Periodic Payments and to pay the debt in full not later than February 1 2032
<br />(F) 'Property" means the property that is described below under the heading "Transfer of Rights In the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider
<br />❑ t -4 Family Rider ❑ Biweekly Payment Rider
<br />❑ Second Home Rider
<br />❑ Other(s) Poser,]
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />NEBRASKA -Amen, Famoy- Fannie MaelFredde Mac UNIFORM INSTRUMENT Form 3028 1 1/100 11 //(,sae 1 a, a n.aeq
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<br />[Space Above This Line For Recording Data] 't--
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<br />DEED OF TRUST
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3. 11, 13, 18, 20
<br />and 21. Certain miss regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this tlocument, which is dated January 7th _ 2002 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is GREGORY S. ZORN_AND MELISSA J. MATTHEWS . BOTH AS SINGLE
<br />PERSONS
<br />Borrower is the truster under this Security Instmment.
<br />(C) "Lender" is Community Mortgage Company Lender is
<br />e Corporation organized and existing under the laws of _the State of Nebraska
<br />Lender's address is P.O. Box 6577 Lincoln, NE 68506 -0577 - -_
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) 'Trustee" is COLUMBUS FEDERAL SAVINGS BANK 1371 26TH AVE COLUMBUS NE 68601.
<br />(E) "Note" means the promissory note signed by Borrower and dated January 7th 2002 . The Note
<br />states that Borrower owes Lender _ _ Eighty One Thousand Nine Hundred and 00/100
<br />Dolkrs (U.S. 11 81,900.00 ) plus interest. Borrower has promised to pay this debt In
<br />regular Periodic Payments and to pay the debt in full not later than February 1 2032
<br />(F) 'Property" means the property that is described below under the heading "Transfer of Rights In the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider
<br />❑ t -4 Family Rider ❑ Biweekly Payment Rider
<br />❑ Second Home Rider
<br />❑ Other(s) Poser,]
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />NEBRASKA -Amen, Famoy- Fannie MaelFredde Mac UNIFORM INSTRUMENT Form 3028 1 1/100 11 //(,sae 1 a, a n.aeq
<br />FI66laLMa (11100) � Ln��dl��
<br />7910
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