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200200479 DEED OF TRUST
<br />Loan No: 19253 (Continued) Page 2
<br />determine compliance of the Properly with this section of the Dead of Trust. Any inspections or tests made by Lender shall be for Lender's
<br />purposes only end shall not be..nstruod to create any responsibility or liability on the pad of Lender to Trustor or to any other person. The
<br />representations and warranties contained herein are based on Trustors due diligence in Investigating the Property for Hazardous
<br />Substances. Tr for hereby (1) releases and waives any future claims against Lender for Indemnity or contribumn in the event Trustor
<br />becomes liable for cleanup or other cosb under any such laws; and (2) agrees to Indemnify and hold harmless Lander against any and all
<br />claims, losses, liabilities, damages, penalties, and expanses which Lender may directly or Indirectly sustain or suffer resulting from a breach
<br />of this eection of the Deed of Trust or as a consequence of any use, generation, manufacture, storage, disposal, release or threatened
<br />release occurring prior to Trustor's ownership or interest In the Property, whether or not the same was or should have been known to Trustor.
<br />The provisions Of this section of the Dead of Trust, including the obligation to indemnity, shell survive the payment of the Indebtedness and
<br />the satisfaction and reconveyance of the lien of In Is Dead of Trust and shall not be affected by Lenders acquisition of any interest In the
<br />Property, whether by foreclosure or otherwise.
<br />Nuisance, Waste. Trustor shall not cause, conduct or permit any i isance nor commit, permit, or suffer any stripping of or waste on or to the
<br />Properly or any portion of the Property. Without limiting the generality of the foregoing, Trustor will not remove, or grant to any other party
<br />the right to remove, any timber, minerals (Including oil and gas), coal, clay, scone, soil, gravel or rack products without Lender'. prior written
<br />consent.
<br />Removal of Improvements. Trustor shall not demolish or remove any Improvements from the Real Property without Lender's prim written
<br />consent. As a condition to the removal of any Improvements, Lender may require Trustor to make arrangements satisfactory to Lender to
<br />replace such Improvements with Improvements Of at least equal value.
<br />Lender's Right to Enter. Lender and Lender's agents and representatives may enter upon the Heal Property at all reasonable Mmes to
<br />attend to Lender's interests and to Inspect the Reel Property for purposes of Trustor's compliance with the terms and conditions of this Dead
<br />of Trust.
<br />Compllance with Governmental Requirements. Trustor shall promptly comply with all laws, ordinances, and regulations, now or hereafter
<br />in effect, of all governmental authorities applicable to the use or occupancy of the Property. Including without limitation, the Americans With
<br />Disabilities Ant. Trustor may contest in good faith any such law, ordinance, or regulation and withhold compliance dudng any proceeding,
<br />Including appropriate appeals, so long as Trustor has notified Lander In Offing prior to doing so and so long as, in Lander's sole opinion,
<br />Lander's interests In the Property are not jeopardized. Lender may require Trustor to post adequate security or a surety bond, reasonably
<br />satisfactory to Lander, to protect Lenders interest.
<br />Duty to Protect. Trustor agrees neither to abandon or leave unattended the Property. Trustor shall do all other acts, in addition to those
<br />acts set forth above In this section, which from the character and use of the Property are reasonably necessary to protect and preserve the
<br />Property.
<br />DUE ON SALE - CONSENT BY LENDER. Lander may, at Lender's touch, declare immediately due and payable all sums secured by this Dead
<br />of Trust upon the sale or transfer, without Lenders prior written consent, of all or any pad of the Real Property, or any interest in the Real Property.
<br />A "sale or transfer means the conveyance of Reel Properly m any right, title or interest in the Real Property; whether legal, beneficial or equitable;
<br />whether voluntary or Involuntary; whether by outright sale, deed, installment sale contract, land contact, contract for dead, leasehold interest with
<br />a term greater than three (3) years, lease - option contract, or by sale, assignment, or transfer of any beneficial interest In or to any land trust
<br />holding title to the Real Property, of by any other method of conveyance of an Interest in the Real Property. It any Trustor Is a corporation,
<br />partnership or limited liability company, transfer also Includes any change in ownership of more than twenty-five percent (25 %) of the voting
<br />stack, partnership Interests or limited liability company Interests, as the case may be, of such Truster. However, this option shall not be scrammed
<br />by Lender it Such exercise Is prohibited by federal law or by Nebraska law.
<br />TAXES AND LIENS. The following provisions relating to the taxes and lions on the Property are part of this Deed of Trust:
<br />Payment. Truslor shall pay when due (and in all events prior to delinquency) all taxes, special texas, assessments, charges (including water i
<br />and sawn, fines and Impositions levied against or on account of the Property, and shall pay when due all claims for work done on or for
<br />services haddi or material furnished to the Property. Trustor shall maintain the Property free of all liens having priority over or equal to the
<br />Interest of Lander untler this Deed of Trust, except for the lien of taxes and assessments not due and except as Otherwise provided In this
<br />Deed of Trust.
<br />Right to Contest. Truslor may withhold payment of any lax, assessment, or claim in connection with a good faith dispute over the obligation
<br />to pay, so long as Landers interest in the Property is not jeopardized. It a lien arises or is filed as a result of nonpayment, Trustor shall within
<br />fifteen (16) days offer the lien arises or, If a lien is filed, within ffeen (15) days after Trustor has notice of the filing, secure the discharge of the
<br />lien, or If requested by Lender, deposit with Lander cash or a sufficient corporate surety bond or other security satisfactory to Lender in an
<br />amount sufficient to discharge the lien plus any costs and attorneys' fees, or other charges that could accrue as a result of a foreclosure or
<br />sale under the lien. In any contest, Trustor shall defend itself and Lender and shall satisfy any adverse judgment before enforcement against
<br />the Property. Trustor shall name Lender as an additional obligee under any surety bond furnished in the contact proceedings.
<br />Evidence of Payment. Trustor shall upon demand furnish to Lender satisfactory evidence of payment of the taxes or assessments and shall
<br />authorize the appropriate governmental official to deliver to Lender at any time a written statement of the taxes and assessments against the
<br />Property.
<br />Notice of Construction. Trustor shall notify Lender at least than (15) days before any work Is commenced, any services are furnished, or
<br />any materials are supplied to the Property, if any mechanic's lien, matedalmen's lien, or other lien could be asserted on account of the work,
<br />services, or materials. Trustor will upon request of Lender furnish to Lender advance assurances satisfactory to Lender that Trustor can and
<br />will pay the cost of such Improvements.
<br />PROPERTY DAMAGE INSURANCE. The fallowing provisions relating to Insuring the Property are a pad of this Deed of Trust.
<br />Maintenance of Insurance. Trustor shall procure and maintain policies of fire insurance with standard extended coverage endorsements on
<br />an actual cash value basis for the full insurable value covering all Improvements on the Real Property In an amount sufficient to avoid
<br />application of any coinsurance clause, and with a standard mortgagee clause in favor of Lender. Trustor shall also procure and maintain
<br />comprehensive general liability insurance in such coverage amounts as Lender may request with Trustee and Lender being named as
<br />additional insureds in such liability Insurance policies. Additionally, Truslor shall maintain such other insurance, including but not limited to
<br />hazard, business Interruption, and boiler insurance, as Lender may reasonably require. Policies shall be written in form, amounts, coverages
<br />and basis reasonably acceptable to Lander and Issued by a company or companies reasonably acceptable to Lander. Trustor, upon request
<br />of Lender, will deliver to Lender from time to time the policies or cedificates Of insurance in form satisfactory to Lander, Including stipulations
<br />that coverages will not be cancelled or diminished without at least ten (10) days prior written notice to Lander. Each insurance policy also
<br />shall include an endorsement providing that coverage in favor of Lender will not be impaired in any way by any act, omission or default of
<br />Truslor or any other person. Should the Real Property be located in an area designated by the Director of the Federal Emergency
<br />Management Agency as a special flood hazard area, Trustor agrees to Obtain and maintain Federal Flood Insurance, If available, within 45
<br />days after notice Is given by Lander that the Property is located in a special flood hazard area, for the full unpaid principal balance of the loan
<br />and any prior hens on the property securing the loan, up to the maximum policy limits set under the National Flood Insurance Program, or as
<br />otherwise required by Lender, and to maintain such Insurance for the term Of the loan.
<br />Application of Proceeds. Trustor shall promptly notify Lender of any lass Or damage to the Property. Lender may make proof of loss if
<br />Trustor fails to do so within fifteen (15) day$ of the casualty. Whether or not Lenders security Is impaired, Lender may, at Lander's election,
<br />receive and retain the proceeds of any insurance and apply the proceeds to the reduction of the Indebtedness, payment of any lien affecting
<br />the Property, or the restoration and repair of the Property. If Lander elects to apply the proceeds to restoration and repair, Trustor shall
<br />repair or replace the damaged or destroyed Improvements In a manner satisfactory to Lender. Lender shall, upon satisfactory proof of such
<br />expenditure, pay or reimburse Trustor from the proceeds for the reasonable cost of repair or restoreton If Trustor is not in default under this
<br />Dead of Trust. Any proceeds which he" not been disbursed within 100 days alter their receipt and which Lender has not committed to the
<br />repair or restoration of the Property shall be used first to pay any amount owing to Lander under this Dead of Trust, than to pay accrued
<br />interest, and the remainder, if any, shall be applied to the principal balance of the Indebtedness. If Lender holds any proceeds after payment
<br />in full of the Indebtedness, such proceeds shall be paid to Trustor as Trustors interests may appear.
<br />Unexpired Insurance at Sole. Any unexpired insurance shall inure to the benefit of, and pass to, the purchaser of the Property covered by
<br />this Deed of Trust at any trustee's sale or other sale held under the provisions of this Dead Of Trust, or at any foreclosure sale of such
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