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PARTIES: This Deed ofTrust is made on 01107/2002 among, the Grantor, DAVID R SPECK AND BARBARA I SPECK, ( "Borrower'),
<br />AREND It HAACK, ATTORNEY, whose residence address is P. 0. Box 790, Grand Island, Hall County, Nebraska ( "Trustee"), and the Sa
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 CIander "). 4
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully scizcd, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"propert) ").
<br />PROPERTY ADDRESS: 2203 W DIVISION , GRAND ISLAND, Nebraska 68847
<br />LEGAL DESCRIPTION:
<br />LOT ONE (1), IN FRACTIONAI, BLOCK BIGHT (8), IN WOODBINE ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: Flits deed of trust secures to Lender repayment of the secured debt and the performance of the conventions and agreements
<br />contained in this deed oftrust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Burrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 01/07/2002
<br />Future advances: The above amount is secured even though all 01 part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made oa the date ofthis deed of trust is executed.
<br />❑ Revolving line of credit agreement dated _ , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will he secured to the same extent as If made on the date this deed of trust is executed.
<br />The above obligation is due and payable on July 10, 2002 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum in amount of $67,055.50, plus
<br />interest, plus any amounts disbursed under the terms of this decd of trust to protect the security of this deed of trust or to perform any of the
<br />coVenants contained in this deed oftrusl, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may very is attached to this deed of trust and
<br />made a pan hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNA'T'ION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iCldached to this deed of trust and made a pan hereof bus
<br />❑ been disclaimed; the disclaimer Is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and conventions contained in this deed of trust, Including those on page
<br />2, and in any riders described abosigned by Borrower.
<br />DAVID BARBARAd SP.CK
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 01/07/2002
<br />By DAVID R SPECK and BARBARA J SPECK, = `
<br />My commission ex ices: `
<br />ORlEP1L NOIAA,WYdlhyela ct� / Nomry Public)
<br />DEBORAH L TROSPER
<br />My Comm. RN. 10.2005
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<br />DEED OF TRUST
<br />PARTIES: This Deed ofTrust is made on 01107/2002 among, the Grantor, DAVID R SPECK AND BARBARA I SPECK, ( "Borrower'),
<br />AREND It HAACK, ATTORNEY, whose residence address is P. 0. Box 790, Grand Island, Hall County, Nebraska ( "Trustee"), and the Sa
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 CIander "). 4
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully scizcd, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"propert) ").
<br />PROPERTY ADDRESS: 2203 W DIVISION , GRAND ISLAND, Nebraska 68847
<br />LEGAL DESCRIPTION:
<br />LOT ONE (1), IN FRACTIONAI, BLOCK BIGHT (8), IN WOODBINE ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: Flits deed of trust secures to Lender repayment of the secured debt and the performance of the conventions and agreements
<br />contained in this deed oftrust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Burrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 01/07/2002
<br />Future advances: The above amount is secured even though all 01 part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made oa the date ofthis deed of trust is executed.
<br />❑ Revolving line of credit agreement dated _ , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will he secured to the same extent as If made on the date this deed of trust is executed.
<br />The above obligation is due and payable on July 10, 2002 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum in amount of $67,055.50, plus
<br />interest, plus any amounts disbursed under the terms of this decd of trust to protect the security of this deed of trust or to perform any of the
<br />coVenants contained in this deed oftrusl, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may very is attached to this deed of trust and
<br />made a pan hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNA'T'ION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iCldached to this deed of trust and made a pan hereof bus
<br />❑ been disclaimed; the disclaimer Is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and conventions contained in this deed of trust, Including those on page
<br />2, and in any riders described abosigned by Borrower.
<br />DAVID BARBARAd SP.CK
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 01/07/2002
<br />By DAVID R SPECK and BARBARA J SPECK, = `
<br />My commission ex ices: `
<br />ORlEP1L NOIAA,WYdlhyela ct� / Nomry Public)
<br />DEBORAH L TROSPER
<br />My Comm. RN. 10.2005
<br />
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