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204200¢07 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />Q4d__' I I; W, �w `�`� /l 17 �) eal <br />(Seal) (S ) <br />OHN CHRISTOPHER STN SON - Borrower SUE ANN STINSON - Borrower <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />822R(0008) Page 4 of 4 <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />01- 32229037 <br />Form 3111 1101 <br />